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New Mexico · FEMA + NOAA + National Risk Index

Cibola County, NM

9 FEMA disaster declarations (2000-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

9
FEMA declarations
6
Major disasters
58
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Start with the local benchmark for Cibola County: 9 FEMA declaration records are 28% below the New Mexico county mean, even though the count is higher than 8% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks in the riskiest 42%.

Riskiest 42%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
9
FEMA declarations vs 21 national county avg
28
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Cibola County compare?

Cibola County vs. all counties in this dataset

FEMA disaster declarations, all-time

9 8th percentile higher than 8% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Cibola County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the New Mexico county average

0/100100/100New Mexico avg59/10058.4/100
FEMA National Risk Index composite score vs. the New Mexico county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Cibola County is led by Riverine Flooding (about $8.6M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Cibola County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 58.4/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $11.5M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 61 times per year here, based on 228,040 historical events on record.

Declaration frequency

The state comparison is the clearest context for Cibola County's moderate federal record. Its 9 declarations sit 28% below the New Mexico county mean, with 6 Major Disaster entries among them. 3 records concern Flood, the file's most frequent incident type. Spread across 20 years, the registry rate is 0.5 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 28 claims and $610.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a New Mexico county averages 12.5 federal declaration records, while Cibola County has 9. The gap is 28% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

46 /100

Historical Activity Index

Moderate historical activity

Cibola County, NM · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
7/30

9 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
9/25

9 declarations (0.7x state county average of 12)

Major Disaster Share High
17/25

6 of 9 declarations are major disasters (67%)

Hazard Diversity High
13/20

5 different disaster types declared in Cibola County

Historical Declaration Activity

Activity Band

Moderate

vs. New Mexico Avg

-28%

State avg: 12.5

vs. National Avg

-57%

National avg: 20.7

Avg Per Year

0.5

Over 20 years

FEMA NRI 8-hazard radar - Cibola County

Cibola County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Cibola County NRI risk profile FIPS 35006 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

9

Low volume

Major Disaster share

67%

Major-heavy

NRI risk score

58

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Cibola County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Relatively High an average of 61 times per year
Landslide Relatively Low an average of 1.2 times per year
Wildfire Relatively Low roughly once every 832 years
Winter Weather Relatively Moderate an average of 15 times per year
Riverine Flooding Relatively Moderate roughly once every 1 years
Earthquake Relatively Low roughly once every 328 years
Volcanic Activity Very Low roughly once every 5,000 years
Cold Wave Relatively Low roughly once every 19 years
Drought Very Low 78 modeled event-days per year
Avalanche Very Low roughly once every 100 years
Heat Wave Very Low 0.4 modeled event-days per year
Hail Very Low roughly once every 6 years
Tornado Very Low roughly once every 9 years
Ice Storm Very Low roughly once every 67 years
Strong Wind Very Low roughly once every 9 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 3
Biological 2
Fire 2
Severe Storm 1
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Cibola County's record, 33% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 66.7%

of all 9 declarations

Emergency - 3 33.3%

of all 9 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2014 1
2012 1
2010 1
2006 1
2005 1
2000 2

Disaster Declarations

How the 9 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 9 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4529 COVID-19 PANDEMIC DR Biological 2020-04-05
3460 COVID-19 EM Biological 2020-03-13
4152 SEVERE STORMS, FLOODING, AND MUDSLIDES DR Flood 2013-10-29
4047 FLOODING DR Flood 2011-11-23
1936 SEVERE STORMS AND FLOODING DR Flood 2010-09-13
1659 SEVERE STORMS AND FLOODING DR Severe Storm 2006-08-30
3229 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1329 SEVERE FOREST FIRE DR Fire 2000-05-13
3154 SEVERE FIRE THREATS EM Fire 2000-05-10

Storm Events in New Mexico

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cibola County.

Storm Type Events Fatalities Injuries Property Damage
Drought 3,382 0 0 $0
High Wind 2,351 0 3 $18.9M
Hail 1,669 1 24 $17.2M
Heavy Snow 986 6 72 $2.5M
Thunderstorm Wind 952 1 13 $25.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

28

Total Paid

$610.6K

Avg Per Claim

$21.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 58.4/100

Expected Annual Loss

Very Low

$11.5M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Lightning Relatively High
Landslide Relatively Low
Wildfire Relatively Low
Winter Weather Relatively Moderate
Riverine Flooding Relatively Moderate
Earthquake Relatively Low
Volcanic Activity Very Low
Cold Wave Relatively Low
Drought Very Low
Avalanche Very Low
Heat Wave Very Low
Hail Very Low
Tornado Very Low
Ice Storm Very Low
Strong Wind Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Cibola County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Cibola County's closest FEMA peer: Sheridan County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cibola County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Cibola County - capture-dated entries only.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Lightning as the top modeled exposure here (Relatively High); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Cibola County?
The most common disaster type in Cibola County is Flood, with 3 declarations. Other disaster types include Biological (2), Fire (2), Severe Storm (1).
How does Cibola County's FEMA declaration record compare with the New Mexico average?
The typical New Mexico county has 12.5 FEMA declaration records; Cibola County has 9, or 28% fewer. Against the national county mean of 20.7, this county's total is 57% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Cibola County received?
Cibola County has received 6 major disaster declarations, representing 67% of all 9 disaster declarations.
How many flood insurance claims has Cibola County filed?
Cibola County has 28 National Flood Insurance Program (NFIP) claims totaling $610.6K in payments, with an average of $21.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cibola County?
No. In Cibola County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $8.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cibola County?
The most active year for disaster declarations in Cibola County was 2000, with 2 declarations. The county has FEMA disaster data spanning 2000 to 2020.
What is the FEMA National Risk Index score for Cibola County?
According to the FEMA National Risk Index, Cibola County, New Mexico has an overall risk score of 58.4 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $11.5M in annualized losses.
Which natural hazard poses the greatest risk to Cibola County?
The top hazard flagged by FEMA's NRI for Cibola County is Lightning (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Low) and Wildfire (Relatively Low). FEMA's modeled event frequency puts lightning here at an average of 61 times per year, drawn from 228,040 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Cibola County

Against a New Mexico county mean of 12 declarations, Cibola County, NM records 9, or 28% fewer. PlainHazard classifies that historical total as moderate activity.

  • Major Disaster is the largest group (6 of 9) in a declaration history that remains below its state benchmark; frequency here is not a forecast. New Mexico overview
  • Nationally the county exceeds 8% of recorded county totals, but its own New Mexico benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.