Bond County, Illinois: hazard risk
FEMA rates Bond County's overall risk Very Low (score 36.2 of 100, higher than 36% of rated U.S. counties). Its storm record holds 333 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Earthquake | Relatively Low | 86.5 | $3.1M |
| Landslide | Relatively Low | 67.4 | $4K |
| Heat Wave | Relatively Low | 66.0 | $745K |
| Tornado | Relatively Low | 58.5 | $1.6M |
| Hail | Relatively Low | 54.8 | $312K |
| Drought | Relatively Low | 53.4 | $182K |
| Cold Wave | Relatively Low | 52.6 | $1.0M |
| Strong Wind | Relatively Low | 44.8 | $462K |
| Lightning | Relatively Low | 43.0 | $176K |
| Winter Weather | Relatively Low | 31.0 | $30K |
| Riverine Flooding | Very Low | 30.5 | $3.5M |
| Hurricane | Very Low | 21.2 | $6K |
| Ice Storm | Very Low | 18.4 | $13K |
| Wildfire | Very Low | 7.5 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 120 | 0 | $142K | 52nd of 102 | 1138th of 3,080 |
| Hail | 52 | 0 | $90K | 71st of 102 | 1593rd of 3,080 |
| Winter storms | 49 | 0 | – | 53rd of 102 | 1169th of 3,077 |
| Heat | 46 | 0 | – | 23rd of 102 | 242nd of 3,076 |
| Tornadoes | 23 | 2 | $39M | 71st of 102 | 1062nd of 3,080 |
| Floods | 21 | 0 | $34K | 83rd of 102 | 1395th of 3,080 |
| High wind and dust storms | 7 | 0 | $54K | 72nd of 102 | 1877th of 3,080 |
| Extreme cold | 5 | 0 | – | 81st of 102 | 1544th of 3,076 |
| Drought | 4 | 0 | – | 89th of 102 | 1982nd of 3,063 |
| Lightning | 4 | 0 | $68K | 19th of 102 | 686th of 3,080 |
| Heavy rain | 1 | 0 | – | 60th of 102 | 1730th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bond County record: every hazard by year and month, the deadliest events and FEMA's declarations.