Bosque County, Texas: hazard risk
FEMA rates Bosque County's overall risk Very Low (score 36.9 of 100, higher than 36% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 650 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 90.7 | $982K |
| Tornado | Relatively Moderate | 71.4 | $2.1M |
| Wildfire | Relatively Low | 84.8 | $531K |
| Hail | Relatively Low | 60.0 | $298K |
| Heat Wave | Relatively Low | 56.4 | $391K |
| Cold Wave | Relatively Low | 47.1 | $667K |
| Drought | Relatively Low | 42.1 | $65K |
| Riverine Flooding | Relatively Low | 40.3 | $3.8M |
| Strong Wind | Relatively Low | 22.9 | $166K |
| Hurricane | Very Low | 53.6 | $84K |
| Ice Storm | Very Low | 23.7 | $17K |
| Landslide | Very Low | 23.1 | $127 |
| Earthquake | Very Low | 15.4 | $13K |
| Winter Weather | Very Low | 10.1 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 249 | 0 | $559K | 107th of 254 | 1047th of 3,080 |
| Severe thunderstorm wind | 114 | 0 | $1.5M | 137th of 254 | 2318th of 3,080 |
| Drought | 84 | 0 | $3.2M | 111th of 254 | 436th of 3,063 |
| Floods | 64 | 1 | $1.8M | 116th of 254 | 1688th of 3,080 |
| Heat | 51 | 0 | – | 71st of 254 | 528th of 3,076 |
| Tornadoes | 39 | 2 | $9.3M | 142nd of 254 | 1639th of 3,080 |
| Winter storms | 26 | 0 | $61K | 148th of 254 | 2589th of 3,077 |
| Extreme cold | 8 | 0 | $145K | 93rd of 254 | 1957th of 3,076 |
| Heavy rain | 6 | 0 | – | 53rd of 254 | 1221st of 3,080 |
| Wildfires | 4 | 0 | $27K | 114th of 254 | 585th of 2,972 |
| Lightning | 3 | 2 | $11K | 81st of 254 | 1601st of 3,080 |
| High wind and dust storms | 2 | 0 | $30K | 164th of 254 | 2867th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bosque County record: every hazard by year and month, the deadliest events and FEMA's declarations.