Bowman County, North Dakota: hazard risk
FEMA rates Bowman County's overall risk Very Low (score 2.1 of 100, higher than 2% of rated U.S. counties). Its storm record holds 524 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Low | 58.8 | $113K |
| Cold Wave | Relatively Low | 52.6 | $1.4M |
| Hail | Relatively Low | 40.1 | $233K |
| Ice Storm | Relatively Low | 40.0 | $69K |
| Wildfire | Very Low | 56.7 | $90K |
| Drought | Very Low | 25.5 | $18K |
| Strong Wind | Very Low | 13.7 | $145K |
| Tornado | Very Low | 11.5 | $111K |
| Earthquake | Very Low | 7.7 | $10K |
| Landslide | Very Low | 7.4 | $20 |
| Heat Wave | Very Low | 6.8 | $13K |
| Lightning | Very Low | 6.5 | $27K |
| Riverine Flooding | Very Low | 2.4 | $551K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 165 | 0 | $1.8M | 26th of 53 | 1979th of 3,080 |
| Severe thunderstorm wind | 109 | 0 | $2.0M | 24th of 53 | 2503rd of 3,080 |
| High wind and dust storms | 88 | 0 | $170K | 3rd of 53 | 535th of 3,080 |
| Winter storms | 85 | 0 | $7.2M | 37th of 53 | 1924th of 3,077 |
| Drought | 22 | 0 | – | 6th of 53 | 1685th of 3,063 |
| Extreme cold | 21 | 0 | – | 44th of 53 | 1259th of 3,076 |
| Tornadoes | 14 | 0 | $1.9M | 47th of 53 | 2402nd of 3,080 |
| Floods | 4 | 0 | $902K | 48th of 53 | 2976th of 3,080 |
| Lightning | 4 | 0 | – | 20th of 53 | 2007th of 3,080 |
| Heat | 1 | 0 | – | 34th of 53 | 2385th of 3,076 |
| Heavy rain | 1 | 0 | – | 34th of 53 | 2274th of 3,080 |
| Wildfires | 1 | 0 | – | 12th of 53 | 1173rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bowman County record: every hazard by year and month, the deadliest events and FEMA's declarations.