Broward County, Florida: hazard risk

FEMA rates Broward County's overall risk Relatively High (score 99.5 of 100, higher than 99% of rated U.S. counties); 7 of its 14 hazards are rated Relatively High or Very High, led by lightning, hurricane, riverine flooding. Its storm record holds 1,480 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Broward County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
LightningVery High100.0$12M
HurricaneVery High99.8$280M
Riverine FloodingVery High99.4$289M
Coastal FloodingVery High97.0$14M
Heat WaveRelatively High98.8$20M
TornadoRelatively High96.3$14M
Cold WaveRelatively High95.2$10M
WildfireRelatively Moderate97.0$6.5M
Strong WindRelatively Moderate80.2$1.2M
LandslideRelatively Low67.0$4K
DroughtRelatively Low34.7$34K
HailRelatively Low34.2$124K
EarthquakeVery Low40.9$142K
Winter WeatherNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind3850$2.6M27th of 671199th of 3,080
Hail2100$2K15th of 671465th of 3,080
Floods1580$181M6th of 67769th of 3,080
Tornadoes1471$246M9th of 6731st of 3,080
Lightning13318$3.3M3rd of 6726th of 3,080
Drought820–19th of 671344th of 3,063
Hurricanes and tropical storms7723$504M32nd of 67198th of 1,849
Rip currents and high surf6947$2.5M8th of 6736th of 2,080
Heavy rain220$422K25th of 67620th of 3,080
Extreme cold202$68K22nd of 671698th of 3,076
Wildfires171$17K19th of 67207th of 2,972
High wind and dust storms110$60K20th of 672563rd of 3,080
Heat70–20th of 671962nd of 3,076

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Broward County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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