Butler County, Kentucky: hazard risk
FEMA rates Butler County's overall risk Very Low (score 18.1 of 100, higher than 18% of rated U.S. counties). Its storm record holds 367 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 81.4 | $862K |
| Ice Storm | Relatively Moderate | 65.8 | $158K |
| Earthquake | Relatively Low | 67.0 | $602K |
| Strong Wind | Relatively Low | 48.4 | $469K |
| Tornado | Relatively Low | 45.6 | $959K |
| Drought | Relatively Low | 31.3 | $26K |
| Winter Weather | Relatively Low | 25.0 | $21K |
| Landslide | Very Low | 44.0 | $787 |
| Heat Wave | Very Low | 38.2 | $186K |
| Riverine Flooding | Very Low | 23.7 | $2.5M |
| Lightning | Very Low | 22.7 | $70K |
| Cold Wave | Very Low | 21.6 | $228K |
| Hurricane | Very Low | 19.6 | $5K |
| Wildfire | Very Low | 5.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 142 | 0 | $172K | 101st of 118 | 1113th of 3,080 |
| Floods | 136 | 0 | $2.2M | 23rd of 118 | 122nd of 3,080 |
| Hail | 45 | 0 | $2K | 97th of 118 | 2004th of 3,080 |
| Winter storms | 25 | 0 | $156K | 112th of 118 | 2136th of 3,077 |
| Tornadoes | 11 | 1 | $22M | 73rd of 118 | 1758th of 3,080 |
| Extreme cold | 3 | 0 | – | 110th of 118 | 2068th of 3,076 |
| High wind and dust storms | 3 | 0 | – | 107th of 118 | 2531st of 3,080 |
| Lightning | 1 | 0 | $228K | 75th of 118 | 1790th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Butler County record: every hazard by year and month, the deadliest events and FEMA's declarations.