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Kentucky · FEMA + NOAA + National Risk Index

Butler County, KY

29 FEMA disaster declarations (1969-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

29
FEMA declarations
23
Major disasters
18
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Butler County. Its 29 FEMA declarations are 3% above the Kentucky county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 18%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 18%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
29
FEMA declarations vs 21 national county avg
34
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21031 · Butler County 29 declarations · rank 475/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 29
  • MAJOR-MID 79%
  • RANK-MID #475
  • PHOTO-FINISH Bath
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +3%

Nearest declaration peer: Bath, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Butler County among high-volume declaration counties

FEMA declaration records among Butler County and nearest peers by total count

declarations

What this shows Butler County carries 29 FEMA declaration records, ranked 475 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Butler County ranks in the national declaration registry

Butler County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Butler County

29 Top 15% higher than 85% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Butler County's FEMA Risk Index score

0/100100/100Kentucky avg44/10018.1/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Butler County is led by Riverine Flooding (about $2.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Butler County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 18.1/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $6.1M in annualized losses), tempered or compounded by a Relatively Moderate social-vulnerability score and Very Low community-resilience score. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 3.2 times per year here, based on 120 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 34 claims and $606.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Butler County's 29 federal records stand 3% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

74 /100

Historical Activity Index

High historical activity

Butler County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
21/30

29 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
13/25

29 declarations (1.0x state county average of 28)

Major Disaster Share Very High
20/25

23 of 29 declarations are major disasters (79%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Butler County

FEMA NRI 8-hazard radar - Butler County

Butler County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 8, Tornado 25, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Butler County NRI risk profile FIPS 21031 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

29

High volume

Major Disaster share

79%

Mostly major

NRI risk score

18

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Butler County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 3.2 times per year
Earthquake Relatively Low roughly once every 274 years
Ice Storm Relatively Moderate an average of 1 time per year
Strong Wind Relatively Low an average of 5.7 times per year
Tornado Relatively Low roughly once every 3 years
Landslide Very Low roughly once every 1 years
Heat Wave Very Low 6.2 modeled event-days per year
Drought Relatively Low 2 modeled event-days per year
Winter Weather Relatively Low an average of 7 times per year
Riverine Flooding Very Low an average of 3.6 times per year
Lightning Very Low an average of 54 times per year
Cold Wave Very Low roughly once every 1 years
Hurricane Very Low roughly once every 119 years
Wildfire Very Low roughly once every 7,230 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 15
Flood 4
Snowstorm 3
Biological 2
Severe Ice Storm 2
Winter Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Butler County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 23 79.3%

of all 29 declarations

Emergency - 6 20.7%

of all 29 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 5
2024 1
2023 1
2020 3
2019 1
2018 1
2016 1
2015 2
2011 1
2010 1
2009 2
2005 1
2004 2
1997 1
Show 5 earlier declaration years
1996 1
1994 1
1989 1
1971 1
1969 1

Disaster Declarations

How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4540 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2020-04-24
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4361 SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-26
4278 SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2016-08-26
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1976 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-04
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
Show 9 earlier declaration records
DR# Title Type Incident Date
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1537 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-06
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
305 TORNADO DR Tornado 1971-05-10
265 SEVERE STORMS & FLOODING DR Flood 1969-07-15

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Butler County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

34

Total Paid

$606.7K

Avg Per Claim

$17.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 18.1/100

Expected Annual Loss

Very Low

$6.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very Low

Hazard Risk Breakdown

Hail Relatively Moderate
Earthquake Relatively Low
Ice Storm Relatively Moderate
Strong Wind Relatively Low
Tornado Relatively Low
Landslide Very Low
Heat Wave Very Low
Drought Relatively Low
Winter Weather Relatively Low
Riverine Flooding Very Low
Lightning Very Low
Cold Wave Very Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Butler County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Butler County's closest FEMA peer: Clay County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Butler County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Butler County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Butler County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 29 FEMA declarations, Butler County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Butler County?
The most common disaster type in Butler County is Severe Storm, with 15 declarations. Other disaster types include Flood (4), Snowstorm (3), Biological (2).
How does Butler County's FEMA declaration record compare with the Kentucky average?
FEMA lists 29 declaration records for Butler County. That is 3% above the Kentucky county mean of 28.1. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Butler County received?
Butler County has received 23 major disaster declarations, representing 79% of all 29 disaster declarations.
How many flood insurance claims has Butler County filed?
Butler County has 34 National Flood Insurance Program (NFIP) claims totaling $606.7K in payments, with an average of $17.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Butler County?
No. In Butler County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Butler County?
The most active year for disaster declarations in Butler County was 2025, with 5 declarations. The county has FEMA disaster data spanning 1969 to 2026.
What is the FEMA National Risk Index score for Butler County?
According to the FEMA National Risk Index, Butler County, Kentucky has an overall risk score of 18.1 out of 100 (Very Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.1M in annualized losses.
Which natural hazard poses the greatest risk to Butler County?
The top hazard flagged by FEMA's NRI for Butler County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Ice Storm (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 3.2 times per year, drawn from 120 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Butler County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events