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Kentucky · FEMA + NOAA + National Risk Index

Ohio County, KY

30 FEMA disaster declarations (1971-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

30
FEMA declarations
22
Major disasters
54
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Ohio County. Its 30 FEMA declarations are 7% above the Kentucky county mean and exceed the count for 86% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 46%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
30
FEMA declarations vs 21 national county avg
15
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21183 · Ohio County 30 declarations · rank 421/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 30
  • MAJOR-MID 73%
  • RANK-MID #421
  • PHOTO-FINISH Jefferson
  • NRI-LOW 54
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +7%

Nearest declaration peer: Jefferson, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Ohio County among high-volume declaration counties

FEMA declaration records among Ohio County and nearest peers by total count

declarations

What this shows Ohio County carries 30 FEMA declaration records, ranked 421 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Ohio County ranks in the national declaration registry

Ohio County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Ohio County

30 Top 14% higher than 86% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Ohio County's FEMA Risk Index score

0/100100/100Kentucky avg44/10054.2/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Ohio County is led by Riverine Flooding (about $5.7M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Ohio County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 54.2/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $13.9M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.4 times per year here, based on 94 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 15 claims and $179.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Ohio County's 30 federal records stand 7% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

73 /100

Historical Activity Index

High historical activity

Ohio County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

30 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
13/25

30 declarations (1.1x state county average of 28)

Major Disaster Share High
18/25

22 of 30 declarations are major disasters (73%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Ohio County

FEMA NRI 8-hazard radar - Ohio County

Ohio County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Ohio County NRI risk profile FIPS 21183 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

30

High volume

Major Disaster share

73%

Major-heavy

NRI risk score

54

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ohio County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.4 times per year
Hail Relatively Moderate an average of 3.1 times per year
Earthquake Relatively Low roughly once every 217 years
Strong Wind Relatively Moderate an average of 5.4 times per year
Tornado Relatively Low roughly once every 2 years
Heat Wave Relatively Low 6.3 modeled event-days per year
Winter Weather Relatively Low an average of 7.6 times per year
Riverine Flooding Relatively Low an average of 2.9 times per year
Landslide Very Low an average of 1.1 times per year
Cold Wave Relatively Low an average of 1 time per year
Drought Relatively Low 3.3 modeled event-days per year
Lightning Relatively Low an average of 53 times per year
Hurricane Very Low roughly once every 92 years
Wildfire Very Low roughly once every 7,756 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 15
Flood 4
Tornado 3
Biological 2
Severe Ice Storm 2
Winter Storm 1
Hurricane 1
Snowstorm 1
Other 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Ohio County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 73.3%

of all 30 declarations

Emergency - 8 26.7%

of all 30 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 4
2024 1
2023 1
2022 2
2021 1
2020 2
2018 1
2016 1
2015 1
2012 1
2010 1
2009 3
2008 1
2005 1
Show 7 earlier declaration years
2004 2
2002 1
1997 1
1996 1
1989 1
1975 1
1971 1

Disaster Declarations

How the 30 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 30 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4630 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES DR Tornado 2021-12-12
3575 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES EM Tornado 2021-12-11
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4361 SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-26
4278 SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2016-08-26
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4057 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2012-03-06
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1802 SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE DR Severe Storm 2008-10-09
Show 10 earlier declaration records
DR# Title Type Incident Date
1757 SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2008-05-19
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1537 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-06
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1414 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-07
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
3009 HIGH WINDS EM Other 1975-03-19
305 TORNADO DR Tornado 1971-05-10

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ohio County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

15

Total Paid

$179.7K

Avg Per Claim

$12.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 54.2/100

Expected Annual Loss

Very Low

$13.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Relatively High
Hail Relatively Moderate
Earthquake Relatively Low
Strong Wind Relatively Moderate
Tornado Relatively Low
Heat Wave Relatively Low
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Landslide Very Low
Cold Wave Relatively Low
Drought Relatively Low
Lightning Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Ohio County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ohio County's closest FEMA peer: Solano County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ohio County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ohio County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Ohio County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 30 FEMA declarations, Ohio County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ohio County?
The most common disaster type in Ohio County is Severe Storm, with 15 declarations. Other disaster types include Flood (4), Tornado (3), Biological (2).
How does Ohio County's FEMA declaration record compare with the Kentucky average?
FEMA lists 30 declaration records for Ohio County. That is 7% above the Kentucky county mean of 28.1. Its count is also 45% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Ohio County received?
Ohio County has received 22 major disaster declarations, representing 73% of all 30 disaster declarations.
How many flood insurance claims has Ohio County filed?
Ohio County has 15 National Flood Insurance Program (NFIP) claims totaling $179.7K in payments, with an average of $12.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ohio County?
No. In Ohio County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $5.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ohio County?
The most active year for disaster declarations in Ohio County was 2025, with 4 declarations. The county has FEMA disaster data spanning 1971 to 2026.
What is the FEMA National Risk Index score for Ohio County?
According to the FEMA National Risk Index, Ohio County, Kentucky has an overall risk score of 54.2 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $13.9M in annualized losses.
Which natural hazard poses the greatest risk to Ohio County?
Based on FEMA NRI data, the highest-risk natural hazard in Ohio County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Hail (Relatively Moderate) and Earthquake (Relatively Low). FEMA's modeled event frequency puts ice storm here at an average of 1.4 times per year, drawn from 94 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Ohio County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events