Caldwell County, Missouri: hazard risk
FEMA rates Caldwell County's overall risk Very Low (score 14.4 of 100, higher than 14% of rated U.S. counties). Its storm record holds 308 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 67.2 | $368K |
| Cold Wave | Relatively Low | 53.2 | $899K |
| Heat Wave | Relatively Low | 49.8 | $308K |
| Hail | Relatively Low | 44.2 | $177K |
| Tornado | Relatively Low | 37.7 | $645K |
| Ice Storm | Relatively Low | 37.2 | $39K |
| Winter Weather | Relatively Low | 28.8 | $24K |
| Strong Wind | Relatively Low | 20.6 | $158K |
| Landslide | Very Low | 48.0 | $1K |
| Wildfire | Very Low | 45.4 | $30K |
| Earthquake | Very Low | 25.2 | $38K |
| Lightning | Very Low | 23.1 | $67K |
| Riverine Flooding | Very Low | 21.9 | $2.2M |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 102 | 0 | $182K | 51st of 114 | 747th of 3,080 |
| Severe thunderstorm wind | 84 | 0 | $406K | 75th of 114 | 1801st of 3,080 |
| Winter storms | 42 | 0 | $342K | 45th of 114 | 1519th of 3,077 |
| Floods | 22 | 0 | – | 106th of 114 | 2006th of 3,080 |
| Drought | 19 | 0 | – | 43rd of 114 | 1059th of 3,063 |
| Heat | 16 | 0 | – | 49th of 114 | 654th of 3,076 |
| Tornadoes | 11 | 1 | $20M | 93rd of 114 | 1875th of 3,080 |
| Extreme cold | 10 | 0 | – | 26th of 114 | 1007th of 3,076 |
| High wind and dust storms | 2 | 0 | – | 85th of 114 | 2690th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Caldwell County record: every hazard by year and month, the deadliest events and FEMA's declarations.