Carroll County, Indiana: hazard risk
FEMA rates Carroll County's overall risk Very Low (score 29.6 of 100, higher than 29% of rated U.S. counties). Its storm record holds 337 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Low | 59.9 | $355K |
| Hail | Relatively Low | 53.4 | $392K |
| Cold Wave | Relatively Low | 53.0 | $1.4M |
| Riverine Flooding | Relatively Low | 47.2 | $7.8M |
| Tornado | Relatively Low | 42.6 | $1.2M |
| Strong Wind | Relatively Low | 39.2 | $521K |
| Winter Weather | Relatively Low | 35.1 | $47K |
| Landslide | Very Low | 48.2 | $2K |
| Earthquake | Very Low | 47.1 | $303K |
| Heat Wave | Very Low | 36.3 | $244K |
| Hurricane | Very Low | 30.0 | $18K |
| Ice Storm | Very Low | 18.6 | $18K |
| Lightning | Very Low | 14.6 | $63K |
| Wildfire | Very Low | 7.2 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 141 | 0 | $702K | 52nd of 91 | 796th of 3,080 |
| Hail | 52 | 0 | – | 64th of 91 | 1651st of 3,080 |
| Floods | 50 | 2 | $43M | 47th of 91 | 641st of 3,080 |
| Winter storms | 37 | 1 | $41K | 61st of 91 | 1507th of 3,077 |
| Tornadoes | 22 | 0 | $15M | 35th of 91 | 566th of 3,080 |
| Drought | 14 | 0 | – | 11th of 91 | 1181st of 3,063 |
| High wind and dust storms | 7 | 0 | $47K | 72nd of 91 | 1865th of 3,080 |
| Extreme cold | 6 | 0 | – | 31st of 91 | 1334th of 3,076 |
| Heat | 3 | 0 | – | 41st of 91 | 1845th of 3,076 |
| Lightning | 3 | 0 | $311K | 33rd of 91 | 857th of 3,080 |
| Heavy rain | 1 | 0 | – | 45th of 91 | 1719th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Carroll County record: every hazard by year and month, the deadliest events and FEMA's declarations.