Carroll County, Kentucky: hazard risk
FEMA rates Carroll County's overall risk Very Low (score 23.4 of 100, higher than 23% of rated U.S. counties). Its storm record holds 253 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 56.4 | $532K |
| Tornado | Relatively Low | 57.8 | $1.3M |
| Riverine Flooding | Relatively Low | 41.7 | $4.2M |
| Ice Storm | Relatively Low | 40.8 | $44K |
| Lightning | Relatively Low | 26.7 | $78K |
| Landslide | Very Low | 36.5 | $417 |
| Earthquake | Very Low | 35.0 | $91K |
| Cold Wave | Very Low | 23.5 | $236K |
| Heat Wave | Very Low | 22.9 | $65K |
| Drought | Very Low | 18.3 | $2K |
| Winter Weather | Very Low | 14.5 | $10K |
| Hurricane | Very Low | 12.9 | $2K |
| Hail | Very Low | 11.0 | $29K |
| Wildfire | Very Low | 2.7 | $815 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 91 | 0 | $833K | 13th of 118 | 100th of 3,080 |
| Floods | 56 | 0 | $1.4M | 9th of 118 | 52nd of 3,080 |
| Winter storms | 47 | 0 | $376K | 14th of 118 | 231st of 3,077 |
| Hail | 28 | 0 | $6K | 19th of 118 | 704th of 3,080 |
| Tornadoes | 11 | 1 | $33M | 3rd of 118 | 119th of 3,080 |
| Heat | 7 | 0 | – | 25th of 118 | 494th of 3,076 |
| High wind and dust storms | 7 | 0 | $1.7M | 34th of 118 | 803rd of 3,080 |
| Extreme cold | 3 | 0 | $699K | 71st of 118 | 1011th of 3,076 |
| Heavy rain | 3 | 0 | – | 67th of 118 | 1040th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Carroll County record: every hazard by year and month, the deadliest events and FEMA's declarations.