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Kentucky · FEMA + NOAA + National Risk Index

Carroll County, KY

4 FEMA disaster declarations (2025–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

4
FEMA declarations
1
Major disasters
23
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Carroll County ranks safer than 23% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 57% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 4 federal disaster declarations recorded since 2025, most often severe storm, 4% above the national county average of 4.

Safer than 23%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
4
FEMA declarations vs 4 national county avg
3
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Carroll County compare?

Carroll County vs. every U.S. county

FEMA disaster declarations, all-time

4 Top 43% higher than 57% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Carroll County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Kentucky county average

0/100100/100Kentucky avg44/10023.4/100
FEMA National Risk Index composite score vs. the Kentucky county average

How disaster-prone is Carroll County?

Declaration frequency

Carroll County, Kentucky has recorded 4 FEMA disaster declarations between 2025 and 2026, of which 1 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 4.0 declarations per year across a 1-year record, or roughly 50% below the Kentucky county average of 8.0 and 4% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 3 of 4 declarations falling under this category.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 23.4/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $6.6M in annualized losses), tempered or compounded by a Relatively High social-vulnerability score and Relatively Low community-resilience score. Even the county's top-rated hazard, Tornado, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here.

Flood exposure & the bottom line

Taken together, Carroll County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Kentucky Avg

-50%

State avg: 8.0

vs. National Avg

+4%

National avg: 3.8

Avg Per Year

4.0

Over 1 years

FEMA NRI 8-hazard radar - Carroll County

Carroll County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 25. Overall composite 11 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 11 composite
Carroll County NRI risk profile FIPS 21041 · composite 11/100 (Low)
How to read this radar

The radar plots Carroll County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

4

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

21041

KY state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 3
Winter Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 3 75.0%

of all 4 declarations

Major Disaster - 1 25.0%

of all 4 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 3

Disaster Declarations

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16

Storm Events in Kentucky

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,073 10 60 $63.7M
Flash Flood 2,127 113 16 $45.1M
Flood 1,906 37 8 $42.2M
Hail 1,898 1 0 $7.2M
Winter Weather 1,331 16 85 $1.0M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 23.4/100

Expected Annual Loss

Very Low

$6.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Tornado Relatively Low
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Landslide Very Low
Earthquake Very Low
Lightning Relatively Low
Cold Wave Very Low
Heat Wave Very Low
Drought Very Low
Winter Weather Very Low
Hurricane Very Low
Hail Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Kentucky

Frequently Asked Questions

How many natural disasters has Carroll County, Kentucky had?
Carroll County, Kentucky has received 4 FEMA disaster declarations from 2025 to 2026. Of these, 1 were major disaster declarations.
What is the most common disaster type in Carroll County?
The most common disaster type in Carroll County is Severe Storm, with 3 declarations. Other disaster types include Winter Storm (1).
How does Carroll County's disaster risk compare to the Kentucky average?
Carroll County has 4 disaster declarations, which is 50% lower than the Kentucky county average of 8.0 declarations. Compared to the national county average of 3.8, it is 4% higher.
How many major FEMA disaster declarations has Carroll County received?
Carroll County has received 1 major disaster declaration, representing 25% of all 4 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Kentucky?
The most common storm types in Kentucky include Thunderstorm Wind (8,073 events), Flash Flood (2,127 events), Flood (1,906 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Carroll County?
The most active year for disaster declarations in Carroll County was 2025, with 3 declarations. The county has FEMA disaster data spanning 2025 to 2026.
What is the overall disaster risk level for Carroll County?
Carroll County's 4 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Carroll County?
According to the FEMA National Risk Index, Carroll County, Kentucky has an overall risk score of 23.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.6M in annualized losses.
Which natural hazard poses the greatest risk to Carroll County?
Based on FEMA NRI data, the highest-risk natural hazard in Carroll County is Tornado (risk rating: Relatively Low). Other significant hazards include Strong Wind (Relatively Moderate) and Ice Storm (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Carroll County

Carroll County, KY runs 50% below the Kentucky county average for federal disaster declarations (4 vs 8), a low historical load overall.

  • Its most common federal declaration type is emergency (3 of 4) - know the hazards most likely here before they happen. Kentucky overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.