Carroll County, New Hampshire: hazard risk

FEMA rates Carroll County's overall risk Relatively Low (score 71.0 of 100, higher than 70% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by winter weather, ice storm. Its storm record holds 1,048 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Carroll County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Winter WeatherRelatively High89.8$423K
Ice StormRelatively High86.7$712K
HurricaneRelatively Moderate86.4$4.8M
Riverine FloodingRelatively Moderate82.0$23M
LightningRelatively Moderate67.0$467K
LandslideRelatively Low80.2$17K
AvalancheRelatively Low67.7$4K
EarthquakeRelatively Low62.8$560K
Cold WaveRelatively Low44.0$800K
Strong WindRelatively Low22.5$219K
Heat WaveVery Low34.2$179K
WildfireVery Low33.6$19K
TornadoVery Low18.9$227K
HailVery Low11.6$39K
DroughtNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Winter storms4080$10M5th of 10498th of 3,077
Severe thunderstorm wind1950$11M8th of 102117th of 3,080
Floods1350$12M2nd of 10903rd of 3,080
Hail910–8th of 102466th of 3,080
High wind and dust storms850$227K8th of 10914th of 3,080
Extreme cold480–5th of 10941st of 3,076
Drought380$1.4M6th of 101628th of 3,063
Lightning230$998K5th of 10337th of 3,080
Tornadoes100$8.4M7th of 102437th of 3,080
Heat50–6th of 102069th of 3,076
Heavy rain50$21K5th of 101616th of 3,080
Hurricanes and tropical storms41$57K6th of 10906th of 1,849
Wildfires10–1st of 101127th of 2,972

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Carroll County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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