Carver County, Minnesota: hazard risk
FEMA rates Carver County's overall risk Relatively Low (score 59.7 of 100, higher than 59% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by strong wind. Its storm record holds 659 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 94.2 | $5.4M |
| Hail | Relatively Moderate | 85.6 | $2.5M |
| Tornado | Relatively Moderate | 79.5 | $7.5M |
| Cold Wave | Relatively Moderate | 73.8 | $5.0M |
| Ice Storm | Relatively Moderate | 61.5 | $284K |
| Heat Wave | Relatively Low | 73.7 | $2.1M |
| Landslide | Relatively Low | 66.9 | $9K |
| Riverine Flooding | Relatively Low | 60.4 | $18M |
| Winter Weather | Relatively Low | 49.7 | $125K |
| Lightning | Relatively Low | 38.7 | $300K |
| Drought | Relatively Low | 36.2 | $92K |
| Wildfire | Very Low | 39.3 | $49K |
| Earthquake | Very Low | 9.0 | $17K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 199 | 0 | $27M | 3rd of 87 | 641st of 3,080 |
| Hail | 191 | 0 | $31M | 4th of 87 | 167th of 3,080 |
| Winter storms | 122 | 1 | – | 5th of 87 | 260th of 3,077 |
| Floods | 32 | 0 | $12M | 10th of 87 | 1102nd of 3,080 |
| Heavy rain | 27 | 0 | – | 4th of 87 | 282nd of 3,080 |
| Tornadoes | 26 | 3 | $718M | 6th of 87 | 573rd of 3,080 |
| Extreme cold | 22 | 1 | $26K | 27th of 87 | 358th of 3,076 |
| Heat | 14 | 0 | – | 3rd of 87 | 633rd of 3,076 |
| High wind and dust storms | 11 | 0 | $3K | 23rd of 87 | 1364th of 3,080 |
| Lightning | 4 | 0 | $241K | 9th of 87 | 636th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Carver County record: every hazard by year and month, the deadliest events and FEMA's declarations.