FEMA Records
17
Below median
Minnesota · FEMA + NOAA + National Risk Index
Carver County, MN
17 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.
- 17
- FEMA declarations
- 13
- Major disasters
- 60
- NRI risk · Relatively Low
- Flood
- Top hazard
The verdict
Carver County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 4% below the Minnesota county mean. FEMA's separate National Risk Index places the county in the riskiest 40%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 40%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 17
- FEMA declarations vs 21 national county avg
- 70
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 27019 · Carver County 17 declarations · rank 2147/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 17
- MAJOR-MID 76%
- RANK-LOWER #2,147
- PHOTO-FINISH Curry
- NRI-LOW 60
- ACT-HIGH High
- TYPE-LEAD Flood
- VS-ST-BELOW -4%
Nearest declaration peer: Curry, OR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile
Carver County among counties with fewer federal records
FEMA declaration records among Carver County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Carver · this county 17
Carver · this county
17 declarations
- Curry · near 17
Curry · near
17 declarations
- Murray · near 17
Murray · near
17 declarations
- Washington · near 17
Washington · near
17 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Carver County carries 17 FEMA declaration records, ranked 2147 of 3,266 counties in this registry.
Carver County versus quieter counties in this dataset
Carver County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Carver County
17 32nd percentile higher than 32% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Carver County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Carver County is led by Riverine Flooding (about $18.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Carver County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 70 paid claims, totaling $214.9K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $3.1K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Carver County has 17. The gap is 4% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 59.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $41.4M in annualized losses), and a Very Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 4.7 times per year here, based on 180 historical events on record.
58 /100
Historical Activity Index
High historical activity
Carver County, MN · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
12/30
17 OpenFEMA declarations, full ingest window (0.8x national county average)
County Disaster Density Moderate
12/25
17 declarations (1.0x state county average of 18)
Major Disaster Share Very High
19/25
13 of 17 declarations are major disasters (76%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Carver County
FEMA NRI 8-hazard radar - Carver County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
76%
Mostly major
NRI risk score
60
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Carver County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Strong Wind | Relatively High | an average of 4.7 times per year |
| Hail | Relatively Moderate | an average of 6.6 times per year |
| Tornado | Relatively Moderate | roughly once every 3 years |
| Cold Wave | Relatively Moderate | an average of 9.8 times per year |
| Heat Wave | Relatively Low | 6.3 modeled event-days per year |
| Landslide | Relatively Low | roughly once every 11 years |
| Ice Storm | Relatively Moderate | roughly once every 2 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Winter Weather | Relatively Low | an average of 17 times per year |
| Wildfire | Very Low | roughly once every 7,122 years |
| Lightning | Relatively Low | an average of 37 times per year |
| Drought | Relatively Low | 3.3 modeled event-days per year |
| Earthquake | Very Low | roughly once every 3,460 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 9
Severe Storm 3
Biological 2
Hurricane 1
Tornado 1
Drought 1
What Flood declarations mean here
Flood is the most frequent declaration type on Carver County's record, 53% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 13 76.5%
of all 17 declarations
Emergency - 4 23.5%
of all 17 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2020 | 2 | |
| 2014 | 1 | |
| 2011 | 2 | |
| 2010 | 2 | |
| 2005 | 1 | |
| 2001 | 1 | |
| 1998 | 1 | |
| 1997 | 1 | |
| 1993 | 1 | |
| 1987 | 1 | |
| 1976 | 1 | |
| 1969 | 1 | |
| 1965 | 1 | |
Disaster Declarations
How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4797 | SEVERE STORMS AND FLOODING | DR | Flood | 2024-06-28 |
| 4531 | COVID-19 PANDEMIC | DR | Biological | 2020-04-07 |
| 3453 | COVID-19 | EM | Biological | 2020-03-13 |
| 4182 | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2014-07-21 |
| 1982 | SEVERE STORMS AND FLOODING | DR | Flood | 2011-05-10 |
| 1941 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2010-10-13 |
| 1900 | FLOODING | DR | Flood | 2010-04-19 |
| 3310 | FLOODING | EM | Flood | 2010-03-19 |
| 3242 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-13 |
| 1370 | SEVERE WINTER STORMS, FLOODING, AND TORNADOES | DR | Flood | 2001-05-16 |
| 1225 | SEVERE STORMS, STRAIGHT LINE WINDS, AND TORNADOES | DR | Tornado | 1998-06-23 |
| 1175 | SEVERE FLOODING, HIGH WINDS,SEVERE STORMS | DR | Flood | 1997-04-08 |
| 993 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1993-06-11 |
| 797 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1987-08-06 |
| 3013 | DROUGHT | EM | Drought | 1976-06-17 |
| 255 | FLOODING | DR | Flood | 1969-04-18 |
| 188 | FLOODING | DR | Flood | 1965-04-11 |
Storm Events in Minnesota
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Carver County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 4,420 | 13 | 25 | $68.2M |
| Hail | 4,203 | 0 | 0 | $34.5M |
| Extreme Cold/Wind Chill | 1,789 | 7 | 4 | $55.0K |
| Winter Storm | 1,695 | 2 | 17 | $10.0M |
| Heavy Snow | 1,190 | 9 | 14 | $1.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
70
Total Paid
$214.9K
Avg Per Claim
$3.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 59.7/100
Expected Annual Loss
Relatively Low
$41.4M/year
Social Vulnerability
Very Low
Community Resilience
Very High
Hazard Risk Breakdown
Strong Wind Relatively High
Hail Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Heat Wave Relatively Low
Landslide Relatively Low
Ice Storm Relatively Moderate
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Lightning Relatively Low
Drought Relatively Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Strong Wind
Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.
Worth noting for Carver County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Carver County's closest FEMA peer: Floyd County, IN
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Carver County. Record similarity, not a safety rating.
Closest declaration profiles
Carver County shows 17 FEMA declarations, led by Flood.
Similar Major-disaster share
Carver County: 13 of 17 of its declarations are Major.
Similar modeled NRI score
Carver County: NRI composite 59.7 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Carver County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Carver County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 59.7 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 17. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Carver County's NFIP claims file (70 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Carver County?
The most common disaster type in Carver County is Flood, with 9 declarations. Other disaster types include Severe Storm (3), Biological (2), Hurricane (1).
How does Carver County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Carver County has 17, or 4% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Carver County received?
Carver County has received 13 major disaster declarations, representing 76% of all 17 disaster declarations.
How many flood insurance claims has Carver County filed?
Carver County has 70 National Flood Insurance Program (NFIP) claims totaling $214.9K in payments, with an average of $3.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Carver County?
No. In Carver County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $18.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Carver County?
The most active year for disaster declarations in Carver County was 2010, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Carver County?
According to the FEMA National Risk Index, Carver County, Minnesota has an overall risk score of 59.7 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $41.4M in annualized losses.
Which natural hazard poses the greatest risk to Carver County?
Based on FEMA NRI data, the highest-risk natural hazard in Carver County as of the latest release is Strong Wind (risk rating: Relatively High). Other significant hazards include Hail (Relatively Moderate) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 4.7 times per year, drawn from 180 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Carver County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events