Cedar County, Iowa: hazard risk
FEMA rates Cedar County's overall risk Very Low (score 21.5 of 100, higher than 21% of rated U.S. counties). Its storm record holds 737 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 80.3 | $1.6M |
| Strong Wind | Relatively Moderate | 71.9 | $1.7M |
| Hail | Relatively Low | 68.4 | $857K |
| Tornado | Relatively Low | 45.6 | $1.8M |
| Ice Storm | Relatively Low | 45.5 | $113K |
| Heat Wave | Relatively Low | 42.5 | $425K |
| Winter Weather | Relatively Low | 33.9 | $58K |
| Cold Wave | Relatively Low | 25.2 | $539K |
| Landslide | Very Low | 57.3 | $4K |
| Wildfire | Very Low | 31.8 | $26K |
| Riverine Flooding | Very Low | 27.6 | $5.3M |
| Earthquake | Very Low | 27.4 | $93K |
| Lightning | Very Low | 20.4 | $114K |
| Hurricane | Very Low | 10.3 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 272 | 0 | $3.7M | 9th of 99 | 926th of 3,080 |
| Winter storms | 162 | 1 | $1.7M | 18th of 99 | 412th of 3,077 |
| Hail | 140 | 0 | $799K | 47th of 99 | 994th of 3,080 |
| Tornadoes | 45 | 1 | $41M | 28th of 99 | 442nd of 3,080 |
| Floods | 34 | 0 | $5.7M | 89th of 99 | 1551st of 3,080 |
| Extreme cold | 23 | 0 | $249K | 81st of 99 | 688th of 3,076 |
| Drought | 15 | 0 | $63M | 84th of 99 | 1462nd of 3,063 |
| High wind and dust storms | 13 | 0 | $431K | 87th of 99 | 1689th of 3,080 |
| Lightning | 7 | 0 | $243K | 13th of 99 | 596th of 3,080 |
| Heavy rain | 5 | 0 | $3K | 74th of 99 | 966th of 3,080 |
| Heat | 4 | 0 | – | 80th of 99 | 1732nd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cedar County record: every hazard by year and month, the deadliest events and FEMA's declarations.