Charlton County, Georgia: hazard risk
FEMA rates Charlton County's overall risk Very Low (score 26.7 of 100, higher than 26% of rated U.S. counties). Its storm record holds 261 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 88.0 | $3.3M |
| Wildfire | Relatively Low | 72.2 | $125K |
| Heat Wave | Relatively Low | 46.1 | $188K |
| Lightning | Relatively Low | 42.1 | $106K |
| Tornado | Relatively Low | 27.2 | $257K |
| Strong Wind | Relatively Low | 17.8 | $94K |
| Earthquake | Very Low | 35.8 | $71K |
| Ice Storm | Very Low | 21.4 | $11K |
| Drought | Very Low | 19.5 | $2K |
| Coastal Flooding | Very Low | 18.4 | $73 |
| Riverine Flooding | Very Low | 16.2 | $1.2M |
| Cold Wave | Very Low | 9.5 | $42K |
| Landslide | Very Low | 7.4 | $9 |
| Hail | Very Low | 7.3 | $13K |
| Winter Weather | Very Low | 4.2 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 122 | 0 | $518K | 157th of 159 | 2021st of 3,080 |
| Hail | 50 | 0 | – | 143rd of 159 | 2534th of 3,080 |
| Heavy rain | 20 | 0 | – | 17th of 159 | 418th of 3,080 |
| Floods | 17 | 0 | $420K | 138th of 159 | 2465th of 3,080 |
| Drought | 14 | 0 | – | 152nd of 159 | 1993rd of 3,063 |
| Tornadoes | 11 | 0 | $279K | 152nd of 159 | 2311th of 3,080 |
| Hurricanes and tropical storms | 10 | 0 | – | 144th of 159 | 443rd of 1,849 |
| Winter storms | 6 | 0 | – | 153rd of 159 | 2963rd of 3,077 |
| Wildfires | 5 | 0 | $10K | 23rd of 159 | 418th of 2,972 |
| Lightning | 2 | 0 | $118K | 140th of 159 | 1723rd of 3,080 |
| High wind and dust storms | 1 | 0 | $1K | 143rd of 159 | 2937th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Charlton County record: every hazard by year and month, the deadliest events and FEMA's declarations.