Cheatham County, Tennessee: hazard risk
FEMA rates Cheatham County's overall risk Relatively Low (score 46.3 of 100, higher than 46% of rated U.S. counties). Its storm record holds 393 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Relatively Moderate | 67.0 | $2.7M |
| Ice Storm | Relatively Moderate | 66.0 | $211K |
| Earthquake | Relatively Low | 79.8 | $1.9M |
| Cold Wave | Relatively Low | 65.0 | $2.0M |
| Riverine Flooding | Relatively Low | 54.5 | $8.9M |
| Hail | Relatively Low | 50.4 | $312K |
| Heat Wave | Relatively Low | 45.9 | $359K |
| Lightning | Relatively Low | 45.3 | $232K |
| Strong Wind | Relatively Low | 44.0 | $545K |
| Drought | Relatively Low | 32.6 | $39K |
| Landslide | Very Low | 59.6 | $3K |
| Winter Weather | Very Low | 17.5 | $18K |
| Hurricane | Very Low | 17.5 | $6K |
| Wildfire | Very Low | 14.8 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 168 | 0 | $1.9M | 27th of 95 | 334th of 3,080 |
| Hail | 56 | 0 | $147K | 28th of 95 | 1054th of 3,080 |
| Floods | 52 | 2 | $20M | 9th of 95 | 434th of 3,080 |
| Winter storms | 50 | 1 | $112K | 29th of 95 | 925th of 3,077 |
| Drought | 27 | 0 | – | 17th of 95 | 406th of 3,063 |
| Tornadoes | 13 | 0 | $6.5M | 32nd of 95 | 1046th of 3,080 |
| High wind and dust storms | 8 | 0 | $2.0M | 25th of 95 | 1526th of 3,080 |
| Heat | 6 | 0 | – | 26th of 95 | 1005th of 3,076 |
| Heavy rain | 5 | 1 | – | 3rd of 95 | 564th of 3,080 |
| Lightning | 3 | 0 | $615K | 36th of 95 | 726th of 3,080 |
| Extreme cold | 1 | 0 | – | 43rd of 95 | 2493rd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cheatham County record: every hazard by year and month, the deadliest events and FEMA's declarations.