Chilton County, Alabama: hazard risk

FEMA rates Chilton County's overall risk Relatively Low (score 54.7 of 100, higher than 54% of rated U.S. counties). Its storm record holds 428 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Chilton County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
TornadoRelatively Moderate85.8$4.9M
LightningRelatively Moderate64.6$359K
LandslideRelatively Low76.7$10K
Heat WaveRelatively Low68.1$748K
EarthquakeRelatively Low66.0$566K
Riverine FloodingRelatively Low60.2$8.1M
Cold WaveRelatively Low50.0$845K
DroughtRelatively Low41.3$66K
Strong WindRelatively Low28.4$243K
WildfireVery Low63.3$94K
HurricaneVery Low58.1$145K
Ice StormVery Low23.5$19K
HailVery Low21.7$69K
Winter WeatherVery Low9.0$6K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1700$1.2M39th of 671476th of 3,080
Hail930$418K31st of 671614th of 3,080
Drought520–22nd of 67550th of 3,063
Tornadoes441$30M34th of 67637th of 3,080
Floods151$213K50th of 672291st of 3,080
Winter storms142$104K34th of 672682nd of 3,077
Heat91–26th of 671264th of 3,076
Lightning80$90K36th of 67943rd of 3,080
Extreme cold60$7.5M36th of 671901st of 3,076
High wind and dust storms60$1.3M39th of 672431st of 3,080
Hurricanes and tropical storms60$282K28th of 67528th of 1,849
Heavy rain35$39K17th of 671436th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Chilton County record: every hazard by year and month, the deadliest events and FEMA's declarations.

Next