Clark County, Kentucky: hazard risk
FEMA rates Clark County's overall risk Very Low (score 38.3 of 100, higher than 38% of rated U.S. counties). Its storm record holds 242 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 80.0 | $1.5M |
| Tornado | Relatively Moderate | 68.0 | $2.7M |
| Winter Weather | Relatively Moderate | 65.9 | $127K |
| Lightning | Relatively Low | 55.6 | $324K |
| Ice Storm | Relatively Low | 48.9 | $93K |
| Hail | Relatively Low | 47.3 | $268K |
| Riverine Flooding | Relatively Low | 47.3 | $6.9M |
| Cold Wave | Relatively Low | 44.2 | $878K |
| Heat Wave | Relatively Low | 43.6 | $310K |
| Earthquake | Very Low | 59.4 | $500K |
| Landslide | Very Low | 40.6 | $778 |
| Hurricane | Very Low | 33.5 | $21K |
| Drought | Very Low | 22.5 | $8K |
| Wildfire | Very Low | 14.3 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 131 | 0 | $99M | 31st of 118 | 306th of 3,080 |
| Floods | 41 | 0 | $2.9M | 66th of 118 | 457th of 3,080 |
| Winter storms | 29 | 1 | $176K | 83rd of 118 | 1316th of 3,077 |
| Hail | 20 | 0 | $122K | 113th of 118 | 2207th of 3,080 |
| Tornadoes | 7 | 0 | $1.8M | 78th of 118 | 1852nd of 3,080 |
| Extreme cold | 6 | 0 | – | 70th of 118 | 1004th of 3,076 |
| High wind and dust storms | 5 | 0 | $10K | 87th of 118 | 1819th of 3,080 |
| Lightning | 2 | 0 | $13K | 26th of 118 | 872nd of 3,080 |
| Heavy rain | 1 | 0 | – | 83rd of 118 | 1481st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Clark County record: every hazard by year and month, the deadliest events and FEMA's declarations.