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Kentucky · FEMA + NOAA + National Risk Index

Clark County, KY

8 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

8
FEMA declarations
5
Major disasters
38
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Clark County ranks safer than 38% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 89% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 8 federal disaster declarations recorded since 2021, most often severe storm, 108% above the national county average of 4.

Safer than 38%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
8
FEMA declarations vs 4 national county avg
4
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Clark County compare?

Clark County vs. every U.S. county

FEMA disaster declarations, all-time

8 Top 11% higher than 89% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Clark County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Kentucky county average

0/100100/100Kentucky avg44/10038.3/100
FEMA National Risk Index composite score vs. the Kentucky county average

How disaster-prone is Clark County?

Declaration frequency

Clark County, Kentucky has recorded 8 FEMA disaster declarations between 2021 and 2026, of which 5 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.6 declarations per year across a 5-year record, or roughly 1% below the Kentucky county average of 8.0 and 108% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 4 of 8 declarations falling under this category.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 38.3/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $13.6M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators put Clark County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Kentucky Avg

-1%

State avg: 8.0

vs. National Avg

+108%

National avg: 3.8

Avg Per Year

1.6

Over 5 years

FEMA NRI 8-hazard radar - Clark County

Clark County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 8, Tornado 48, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 48. Overall composite 19 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 composite
Clark County NRI risk profile FIPS 21049 · composite 19/100 (Low)
How to read this radar

The radar plots Clark County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

8

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

21049

KY state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 4
Winter Storm 1
Tropical Storm 1
Flood 1
Severe Ice Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 5 62.5%

of all 8 declarations

Emergency - 3 37.5%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 4
2023 1
2021 2

Disaster Declarations

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31

Storm Events in Kentucky

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,073 10 60 $63.7M
Flash Flood 2,127 113 16 $45.1M
Flood 1,906 37 8 $42.2M
Hail 1,898 1 0 $7.2M
Winter Weather 1,331 16 85 $1.0M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 38.3/100

Expected Annual Loss

Very Low

$13.6M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Tornado Relatively Moderate
Winter Weather Relatively Moderate
Earthquake Very Low
Lightning Relatively Low
Ice Storm Relatively Low
Hail Relatively Low
Cold Wave Relatively Low
Heat Wave Relatively Low
Landslide Very Low
Hurricane Very Low
Drought Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Kentucky

Frequently Asked Questions

How many natural disasters has Clark County, Kentucky had?
Clark County, Kentucky has received 8 FEMA disaster declarations from 2021 to 2026. Of these, 5 were major disaster declarations.
What is the most common disaster type in Clark County?
The most common disaster type in Clark County is Severe Storm, with 4 declarations. Other disaster types include Winter Storm (1), Tropical Storm (1), Flood (1).
How does Clark County's disaster risk compare to the Kentucky average?
Clark County has 8 disaster declarations, which is 1% lower than the Kentucky county average of 8.0 declarations. Compared to the national county average of 3.8, it is 108% higher.
How many major FEMA disaster declarations has Clark County received?
Clark County has received 5 major disaster declarations, representing 63% of all 8 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Kentucky?
The most common storm types in Kentucky include Thunderstorm Wind (8,073 events), Flash Flood (2,127 events), Flood (1,906 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Clark County?
The most active year for disaster declarations in Clark County was 2025, with 4 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Clark County?
With 8 FEMA disaster declarations on record, Clark County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Clark County?
According to the FEMA National Risk Index, Clark County, Kentucky has an overall risk score of 38.3 out of 100 (Very Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $13.6M in annualized losses.
Which natural hazard poses the greatest risk to Clark County?
Based on FEMA NRI data, the highest-risk natural hazard in Clark County is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Moderate) and Winter Weather (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Clark County

Clark County, KY runs 1% below the Kentucky county average for federal disaster declarations (8 vs 8), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (5 of 8) - know the hazards most likely here before they happen. Kentucky overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.