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Kentucky · FEMA + NOAA + National Risk Index

Powell County, KY

35 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

35
FEMA declarations
28
Major disasters
31
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Powell County. Its 35 FEMA declarations are 25% above the Kentucky county mean and exceed the count for 93% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 31%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 31%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
35
FEMA declarations vs 21 national county avg
125
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21197 · Powell County 35 declarations · rank 222/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 35
  • MAJOR-HEAVY 80%
  • RANK-UPPER #222
  • PHOTO-FINISH Okeechobee
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +25%

Nearest declaration peer: Okeechobee, FL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Powell County among high-volume declaration counties

FEMA declaration records among Powell County and nearest peers by total count

declarations

What this shows Powell County carries 35 FEMA declaration records, ranked 222 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Powell County ranks in the national declaration registry

Powell County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Powell County

35 Top 7% higher than 93% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Powell County's FEMA Risk Index score

0/100100/100Kentucky avg44/10031.2/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Powell County is led by Riverine Flooding (about $4.6M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Strong Wind carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Powell County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 125 paid claims, totaling $1.8M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Powell County's 35 federal records stand 25% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 31.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $6.7M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 5.7 times per year here, based on 216 historical events on record.

81 /100

Historical Activity Index

Very High historical activity

Powell County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
25/30

35 OpenFEMA declarations, full ingest window (1.7x national county average)

County Disaster Density High
16/25

35 declarations (1.2x state county average of 28)

Major Disaster Share Very High
20/25

28 of 35 declarations are major disasters (80%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Powell County

FEMA NRI 8-hazard radar - Powell County

Powell County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 14 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 14 8-hazard mean
Powell County NRI risk profile FIPS 21197 · displayed-hazard mean 14/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

35

Very high volume

Major Disaster share

80%

Mostly major

NRI risk score

31

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Powell County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively Moderate an average of 5.7 times per year
Winter Weather Relatively Low an average of 15 times per year
Riverine Flooding Relatively Low an average of 2.5 times per year
Landslide Very Low roughly once every 3 years
Wildfire Very Low roughly once every 1,065 years
Lightning Relatively Low an average of 51 times per year
Earthquake Very Low roughly once every 637 years
Tornado Relatively Low roughly once every 16 years
Hail Relatively Low an average of 3.3 times per year
Hurricane Very Low roughly once every 43 years
Cold Wave Relatively Low an average of 1 time per year
Heat Wave Very Low 2.8 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Avalanche Very Low roughly once every 100 years
Drought Very Low 2.8 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 15
Flood 8
Snowstorm 4
Severe Ice Storm 3
Biological 2
Winter Storm 1
Tropical Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Powell County's record, 43% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 28 80.0%

of all 35 declarations

Emergency - 7 20.0%

of all 35 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 6
2023 2
2022 1
2021 2
2020 3
2019 1
2018 1
2015 2
2010 1
2009 2
2005 1
2004 1
2003 1
2002 1
Show 9 earlier declaration years
2001 1
1998 1
1997 1
1996 1
1994 1
1993 1
1989 1
1979 1
1967 1

Disaster Declarations

How the 35 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 35 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4711 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-05-09
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4663 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2022-07-29
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4540 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2020-04-24
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4358 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-12
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
Show 15 earlier declaration records
DR# Title Type Incident Date
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1454 SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND DR Severe Storm 2003-03-14
1407 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-04
1388 SEVERE STORMS AND FLOODING DR Severe Storm 2001-08-15
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
568 SEVERE STORMS & FLOODING DR Flood 1978-12-12
226 SEVERE STORMS & FLOODING DR Flood 1967-03-27

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Powell County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

125

Total Paid

$1.8M

Avg Per Claim

$14.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 31.2/100

Expected Annual Loss

Very Low

$6.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Landslide Very Low
Wildfire Very Low
Lightning Relatively Low
Earthquake Very Low
Tornado Relatively Low
Hail Relatively Low
Hurricane Very Low
Cold Wave Relatively Low
Heat Wave Very Low
Ice Storm Relatively Low
Avalanche Very Low
Drought Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Powell County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Powell County's closest FEMA peer: Cass County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Powell County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Powell County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Powell County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Powell County's NFIP claims file (125 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Powell County?
The most common disaster type in Powell County is Severe Storm, with 15 declarations. Other disaster types include Flood (8), Snowstorm (4), Severe Ice Storm (3).
How does Powell County's FEMA declaration record compare with the Kentucky average?
FEMA lists 35 declaration records for Powell County. That is 25% above the Kentucky county mean of 28.1. Its count is also 69% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Powell County received?
Powell County has received 28 major disaster declarations, representing 80% of all 35 disaster declarations.
How many flood insurance claims has Powell County filed?
Powell County has 125 National Flood Insurance Program (NFIP) claims totaling $1.8M in payments, with an average of $14.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Powell County?
No. In Powell County, Strong Wind has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Powell County?
The most active year for disaster declarations in Powell County was 2025, with 6 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Powell County?
According to the FEMA National Risk Index, Powell County, Kentucky has an overall risk score of 31.2 out of 100 (Very Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.7M in annualized losses.
Which natural hazard poses the greatest risk to Powell County?
Based on FEMA NRI data, the highest-risk natural hazard in Powell County as of the latest release is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively Low) and Riverine Flooding (Relatively Low). FEMA's modeled event frequency puts strong wind here at an average of 5.7 times per year, drawn from 216 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Powell County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events