Clarke County, Georgia: hazard risk
FEMA rates Clarke County's overall risk Relatively Low (score 67.0 of 100, higher than 66% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 362 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 83.7 | $610K |
| Lightning | Relatively Moderate | 80.0 | $798K |
| Tornado | Relatively Moderate | 79.4 | $4.2M |
| Hail | Relatively Moderate | 78.8 | $910K |
| Cold Wave | Relatively Moderate | 66.3 | $2.0M |
| Strong Wind | Relatively Moderate | 57.1 | $743K |
| Earthquake | Relatively Low | 83.3 | $2.6M |
| Heat Wave | Relatively Low | 73.1 | $1.2M |
| Hurricane | Relatively Low | 71.3 | $755K |
| Riverine Flooding | Relatively Low | 70.7 | $15M |
| Drought | Relatively Low | 44.8 | $110K |
| Landslide | Very Low | 27.9 | $284 |
| Wildfire | Very Low | 25.6 | $12K |
| Winter Weather | Very Low | 17.8 | $17K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 152 | 0 | $1.0M | 1st of 159 | 4th of 3,080 |
| Hail | 46 | 0 | $3.0M | 15th of 159 | 126th of 3,080 |
| Drought | 39 | 0 | $1.5M | 1st of 159 | 6th of 3,063 |
| Winter storms | 33 | 0 | $2.1M | 9th of 159 | 410th of 3,077 |
| Extreme cold | 15 | 0 | – | 1st of 159 | 110th of 3,076 |
| Hurricanes and tropical storms | 15 | 0 | $181K | 1st of 159 | 8th of 1,849 |
| High wind and dust storms | 14 | 0 | $1.4M | 1st of 159 | 264th of 3,080 |
| Floods | 11 | 0 | $71K | 15th of 159 | 817th of 3,080 |
| Heat | 11 | 0 | – | 3rd of 159 | 309th of 3,076 |
| Lightning | 8 | 0 | $451K | 29th of 159 | 195th of 3,080 |
| Heavy rain | 6 | 0 | $186K | 3rd of 159 | 212th of 3,080 |
| Tornadoes | 6 | 2 | $1.8B | 62nd of 159 | 939th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Clarke County record: every hazard by year and month, the deadliest events and FEMA's declarations.