Cloud County, Kansas: hazard risk
FEMA rates Cloud County's overall risk Very Low (score 20.2 of 100, higher than 20% of rated U.S. counties). Its storm record holds 903 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 83.9 | $1.1M |
| Ice Storm | Relatively Moderate | 81.8 | $480K |
| Winter Weather | Relatively Moderate | 69.2 | $128K |
| Strong Wind | Relatively Moderate | 64.7 | $846K |
| Heat Wave | Relatively Low | 48.6 | $358K |
| Tornado | Relatively Low | 47.9 | $1.2M |
| Drought | Relatively Low | 31.5 | $30K |
| Lightning | Relatively Low | 30.0 | $110K |
| Cold Wave | Relatively Low | 25.6 | $343K |
| Wildfire | Very Low | 62.1 | $99K |
| Riverine Flooding | Very Low | 22.3 | $2.7M |
| Earthquake | Very Low | 17.8 | $24K |
| Landslide | Very Low | 12.1 | $39 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 407 | 0 | $548K | 17th of 105 | 106th of 3,080 |
| Severe thunderstorm wind | 286 | 0 | $340K | 17th of 105 | 966th of 3,080 |
| Winter storms | 71 | 0 | – | 42nd of 105 | 1604th of 3,077 |
| Tornadoes | 53 | 1 | $223M | 14th of 105 | 469th of 3,080 |
| Floods | 23 | 0 | $71K | 64th of 105 | 2084th of 3,080 |
| High wind and dust storms | 15 | 0 | $28K | 75th of 105 | 1961st of 3,080 |
| Heat | 14 | 0 | – | 38th of 105 | 1011th of 3,076 |
| Drought | 11 | 0 | – | 69th of 105 | 1796th of 3,063 |
| Extreme cold | 11 | 0 | – | 14th of 105 | 1371st of 3,076 |
| Lightning | 2 | 0 | $2K | 40th of 105 | 1662nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cloud County record: every hazard by year and month, the deadliest events and FEMA's declarations.