Cocke County, Tennessee: hazard risk
FEMA rates Cocke County's overall risk Relatively Low (score 54.5 of 100, higher than 54% of rated U.S. counties). Its storm record holds 453 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 95.1 | $85K |
| Lightning | Relatively Moderate | 72.5 | $353K |
| Strong Wind | Relatively Moderate | 56.4 | $428K |
| Earthquake | Relatively Low | 76.9 | $841K |
| Riverine Flooding | Relatively Low | 68.5 | $8.0M |
| Hail | Relatively Low | 59.9 | $247K |
| Ice Storm | Relatively Low | 54.7 | $69K |
| Cold Wave | Relatively Low | 52.6 | $685K |
| Drought | Relatively Low | 51.9 | $108K |
| Tornado | Relatively Low | 50.2 | $818K |
| Wildfire | Very Low | 61.8 | $62K |
| Hurricane | Very Low | 36.2 | $15K |
| Winter Weather | Very Low | 24.3 | $14K |
| Heat Wave | Very Low | 18.1 | $34K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 192 | 0 | $2.0M | 49th of 95 | 571st of 3,080 |
| Winter storms | 125 | 1 | $14K | 23rd of 95 | 826th of 3,077 |
| High wind and dust storms | 46 | 0 | $701K | 7th of 95 | 568th of 3,080 |
| Floods | 43 | 2 | $984K | 66th of 95 | 1228th of 3,080 |
| Hail | 37 | 0 | – | 89th of 95 | 2156th of 3,080 |
| Tornadoes | 6 | 1 | $16M | 89th of 95 | 2456th of 3,080 |
| Drought | 2 | 0 | – | 82nd of 95 | 2378th of 3,063 |
| Lightning | 2 | 0 | – | 56th of 95 | 1304th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cocke County record: every hazard by year and month, the deadliest events and FEMA's declarations.