Cooper County, Missouri: hazard risk
FEMA rates Cooper County's overall risk Very Low (score 20.4 of 100, higher than 20% of rated U.S. counties). Its storm record holds 544 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 64.5 | $589K |
| Heat Wave | Relatively Low | 67.9 | $1.3M |
| Tornado | Relatively Low | 50.8 | $2.0M |
| Cold Wave | Relatively Low | 42.1 | $1.1M |
| Ice Storm | Relatively Low | 40.6 | $83K |
| Winter Weather | Relatively Low | 33.6 | $54K |
| Strong Wind | Relatively Low | 20.8 | $291K |
| Earthquake | Very Low | 47.8 | $379K |
| Wildfire | Very Low | 40.4 | $41K |
| Landslide | Very Low | 37.8 | $863 |
| Riverine Flooding | Very Low | 29.9 | $5.4M |
| Lightning | Very Low | 20.5 | $108K |
| Hail | Very Low | 12.8 | $65K |
| Hurricane | Very Low | 12.5 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 158 | 1 | $3K | 9th of 114 | 144th of 3,080 |
| Hail | 148 | 0 | $34K | 63rd of 114 | 925th of 3,080 |
| Severe thunderstorm wind | 123 | 0 | $387K | 66th of 114 | 1680th of 3,080 |
| Winter storms | 38 | 0 | $1.6M | 95th of 114 | 1995th of 3,077 |
| Drought | 28 | 0 | – | 34th of 114 | 948th of 3,063 |
| Tornadoes | 19 | 0 | $2.5M | 76th of 114 | 1653rd of 3,080 |
| Heat | 15 | 0 | – | 60th of 114 | 837th of 3,076 |
| Extreme cold | 10 | 0 | – | 43rd of 114 | 1231st of 3,076 |
| High wind and dust storms | 2 | 0 | $4K | 97th of 114 | 2769th of 3,080 |
| Heavy rain | 1 | 0 | – | 85th of 114 | 1981st of 3,080 |
| Lightning | 1 | 0 | $9K | 61st of 114 | 1983rd of 3,080 |
| Wildfires | 1 | 0 | $202K | 30th of 114 | 934th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cooper County record: every hazard by year and month, the deadliest events and FEMA's declarations.