Covington County, Mississippi: hazard risk
FEMA rates Covington County's overall risk Relatively Low (score 50.8 of 100, higher than 50% of rated U.S. counties). Its storm record holds 508 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 87.8 | $3.4M |
| Drought | Relatively Moderate | 66.4 | $257K |
| Strong Wind | Relatively Moderate | 58.5 | $430K |
| Hail | Relatively Low | 70.8 | $352K |
| Heat Wave | Relatively Low | 69.7 | $553K |
| Tornado | Relatively Low | 62.5 | $1.2M |
| Lightning | Relatively Low | 48.2 | $135K |
| Cold Wave | Relatively Low | 44.3 | $477K |
| Riverine Flooding | Relatively Low | 42.2 | $3.2M |
| Ice Storm | Relatively Low | 40.7 | $34K |
| Winter Weather | Relatively Low | 31.5 | $20K |
| Wildfire | Very Low | 55.6 | $40K |
| Earthquake | Very Low | 45.0 | $127K |
| Landslide | Very Low | 43.8 | $539 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 243 | 0 | $7.1M | 8th of 82 | 216th of 3,080 |
| Hail | 69 | 0 | $1.7M | 35th of 82 | 1070th of 3,080 |
| Floods | 56 | 0 | $4.7M | 15th of 82 | 843rd of 3,080 |
| Tornadoes | 56 | 2 | $114M | 9th of 82 | 41st of 3,080 |
| Winter storms | 19 | 1 | $4.3M | 55th of 82 | 2538th of 3,077 |
| Drought | 17 | 0 | $7.2M | 36th of 82 | 1370th of 3,063 |
| High wind and dust storms | 15 | 0 | $348K | 8th of 82 | 1352nd of 3,080 |
| Hurricanes and tropical storms | 15 | 0 | $628M | 5th of 82 | 250th of 1,849 |
| Heat | 10 | 1 | – | 35th of 82 | 1323rd of 3,076 |
| Extreme cold | 3 | 0 | $677K | 38th of 82 | 2305th of 3,076 |
| Lightning | 3 | 0 | $43K | 31st of 82 | 938th of 3,080 |
| Heavy rain | 1 | 0 | – | 17th of 82 | 1797th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Covington County record: every hazard by year and month, the deadliest events and FEMA's declarations.