Cuming County, Nebraska: hazard risk
FEMA rates Cuming County's overall risk Relatively Low (score 57.3 of 100, higher than 57% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by hail. Its storm record holds 512 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 97.5 | $4.4M |
| Drought | Relatively Moderate | 89.7 | $1.5M |
| Strong Wind | Relatively Moderate | 81.7 | $1.3M |
| Tornado | Relatively Moderate | 71.4 | $2.4M |
| Ice Storm | Relatively Moderate | 60.2 | $121K |
| Wildfire | Relatively Low | 86.4 | $721K |
| Cold Wave | Relatively Low | 54.2 | $988K |
| Riverine Flooding | Relatively Low | 49.2 | $5.7M |
| Heat Wave | Relatively Low | 44.6 | $254K |
| Winter Weather | Relatively Low | 35.1 | $33K |
| Landslide | Very Low | 49.7 | $1K |
| Lightning | Very Low | 21.7 | $66K |
| Earthquake | Very Low | 14.2 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 125 | 0 | $1.1M | 80th of 93 | 825th of 3,080 |
| Severe thunderstorm wind | 119 | 0 | $389K | 38th of 93 | 1757th of 3,080 |
| Winter storms | 78 | 0 | – | 40th of 93 | 1140th of 3,077 |
| Extreme cold | 53 | 0 | – | 11th of 93 | 182nd of 3,076 |
| Floods | 38 | 0 | $2.7M | 15th of 93 | 1316th of 3,080 |
| Tornadoes | 33 | 1 | $13M | 61st of 93 | 1376th of 3,080 |
| High wind and dust storms | 29 | 0 | $39K | 53rd of 93 | 874th of 3,080 |
| Heat | 16 | 0 | – | 24th of 93 | 804th of 3,076 |
| Drought | 13 | 0 | – | 75th of 93 | 1554th of 3,063 |
| Lightning | 4 | 0 | $24K | 4th of 93 | 968th of 3,080 |
| Heavy rain | 1 | 0 | – | 62nd of 93 | 1993rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Cuming County record: every hazard by year and month, the deadliest events and FEMA's declarations.