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Nebraska · FEMA + NOAA + National Risk Index

Cuming County, NE

3 FEMA disaster declarations (2022–2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

3
FEMA declarations
3
Major disasters
57
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Cuming County ranks in the riskiest 43% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 41% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 3 federal disaster declarations recorded since 2022, most often severe storm, 22% below the national county average of 4.

Riskiest 43%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
3
FEMA declarations vs 4 national county avg
2
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Cuming County compare?

Cuming County vs. every U.S. county

FEMA disaster declarations, all-time

3 41st percentile higher than 41% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Cuming County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Nebraska county average

0/100100/100Nebraska avg29/10057.3/100
FEMA National Risk Index composite score vs. the Nebraska county average

How disaster-prone is Cuming County?

Declaration frequency

Cuming County, Nebraska has recorded 3 FEMA disaster declarations between 2022 and 2025, of which 3 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.0 declarations per year across a 3-year record, or roughly 34% above the Nebraska county average of 2.2 and 22% below the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 2 of 3 declarations falling under this category.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 57.3/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $17.4M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High.

Flood exposure & the bottom line

Taken together, Cuming County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Nebraska Avg

+34%

State avg: 2.2

vs. National Avg

-22%

National avg: 3.8

Avg Per Year

1.0

Over 3 years

FEMA NRI 8-hazard radar - Cuming County

Cuming County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 0, Tornado 48, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 48. Overall composite 25 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 25 composite
Cuming County NRI risk profile FIPS 31039 · composite 25/100 (Moderate)
How to read this radar

The radar plots Cuming County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

3

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

31039

NE state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 2
Winter Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 3 100.0%

of all 3 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2022 2

Disaster Declarations

DR# Title Type Incident Date
4868 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Winter Storm 2025-05-21
4662 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2022-07-27
4641 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2022-02-23

Storm Events in Nebraska

Storm Type Events Fatalities Injuries Property Damage
Hail 7,067 0 2 $305.1M
Thunderstorm Wind 5,618 4 30 $309.9M
Drought 2,358 0 0 $0
High Wind 2,261 1 1 $22.7M
Winter Weather 1,333 7 4 $385.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 57.3/100

Expected Annual Loss

Relatively Low

$17.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hail Relatively High
Drought Relatively Moderate
Wildfire Relatively Low
Strong Wind Relatively Moderate
Tornado Relatively Moderate
Ice Storm Relatively Moderate
Cold Wave Relatively Low
Landslide Very Low
Heat Wave Relatively Low
Winter Weather Relatively Low
Lightning Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Nebraska

Frequently Asked Questions

How many natural disasters has Cuming County, Nebraska had?
Cuming County, Nebraska has received 3 FEMA disaster declarations from 2022 to 2025. Of these, 3 were major disaster declarations.
What is the most common disaster type in Cuming County?
The most common disaster type in Cuming County is Severe Storm, with 2 declarations. Other disaster types include Winter Storm (1).
How does Cuming County's disaster risk compare to the Nebraska average?
Cuming County has 3 disaster declarations, which is 34% higher than the Nebraska county average of 2.2 declarations. Compared to the national county average of 3.8, it is 22% lower.
How many major FEMA disaster declarations has Cuming County received?
Cuming County has received 3 major disaster declarations, representing 100% of all 3 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Nebraska?
The most common storm types in Nebraska include Hail (7,067 events), Thunderstorm Wind (5,618 events), Drought (2,358 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Cuming County?
The most active year for disaster declarations in Cuming County was 2022, with 2 declarations. The county has FEMA disaster data spanning 2022 to 2025.
What is the overall disaster risk level for Cuming County?
Cuming County's 3 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Cuming County?
According to the FEMA National Risk Index, Cuming County, Nebraska has an overall risk score of 57.3 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $17.4M in annualized losses.
Which natural hazard poses the greatest risk to Cuming County?
Based on FEMA NRI data, the highest-risk natural hazard in Cuming County is Hail (risk rating: Relatively High). Other significant hazards include Drought (Relatively Moderate) and Wildfire (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Cuming County

Cuming County, NE runs 34% above the Nebraska county average for federal disaster declarations (3 vs 2), a low historical load overall.

  • Its most common federal declaration type is major disaster (3 of 3) - know the hazards most likely here before they happen. Nebraska overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.