Currituck County, North Carolina: hazard risk
FEMA rates Currituck County's overall risk Very Low (score 18.1 of 100, higher than 18% of rated U.S. counties). Its storm record holds 378 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively Moderate | 66.8 | $182K |
| Lightning | Relatively Moderate | 58.4 | $494K |
| Hurricane | Relatively Low | 80.7 | $3.3M |
| Coastal Flooding | Relatively Low | 57.6 | $612K |
| Wildfire | Very Low | 57.2 | $112K |
| Heat Wave | Very Low | 38.8 | $338K |
| Ice Storm | Very Low | 25.5 | $38K |
| Riverine Flooding | Very Low | 24.5 | $4.5M |
| Earthquake | Very Low | 22.0 | $53K |
| Tornado | Very Low | 21.9 | $439K |
| Cold Wave | Very Low | 18.0 | $298K |
| Drought | Very Low | 17.1 | $3K |
| Strong Wind | Very Low | 16.0 | $215K |
| Hail | Very Low | 10.7 | $54K |
| Landslide | Very Low | 10.0 | $43 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 87 | 0 | $296K | 55th of 100 | 936th of 3,080 |
| Winter storms | 68 | 0 | $2K | 41st of 100 | 998th of 3,077 |
| Floods | 63 | 0 | $8.8M | 10th of 100 | 310th of 3,080 |
| Hurricanes and tropical storms | 40 | 1 | $19M | 4th of 100 | 37th of 1,849 |
| Heavy rain | 34 | 0 | – | 4th of 100 | 66th of 3,080 |
| Hail | 31 | 0 | – | 72nd of 100 | 1625th of 3,080 |
| High wind and dust storms | 20 | 0 | $752K | 41st of 100 | 959th of 3,080 |
| Tornadoes | 10 | 0 | $753K | 40th of 100 | 1334th of 3,080 |
| Heat | 8 | 0 | – | 7th of 100 | 1027th of 3,076 |
| Extreme cold | 7 | 0 | – | 33rd of 100 | 1174th of 3,076 |
| Lightning | 6 | 1 | $97K | 26th of 100 | 316th of 3,080 |
| Rip currents and high surf | 2 | 2 | – | 6th of 100 | 117th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Currituck County record: every hazard by year and month, the deadliest events and FEMA's declarations.