Dallas County, Alabama: hazard risk
FEMA rates Dallas County's overall risk Relatively Low (score 70.8 of 100, higher than 70% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 453 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 87.4 | $653K |
| Tornado | Relatively Moderate | 83.3 | $3.0M |
| Heat Wave | Relatively Moderate | 82.0 | $1.0M |
| Riverine Flooding | Relatively Moderate | 75.2 | $10M |
| Drought | Relatively Moderate | 71.3 | $360K |
| Strong Wind | Relatively Moderate | 68.6 | $592K |
| Earthquake | Relatively Low | 81.1 | $1.1M |
| Hurricane | Relatively Low | 77.1 | $829K |
| Ice Storm | Relatively Low | 45.8 | $44K |
| Cold Wave | Relatively Low | 43.6 | $474K |
| Hail | Relatively Low | 40.7 | $116K |
| Landslide | Very Low | 59.8 | $2K |
| Wildfire | Very Low | 42.2 | $19K |
| Winter Weather | Very Low | 9.1 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 205 | 0 | $1.4M | 45th of 67 | 1805th of 3,080 |
| Hail | 101 | 0 | $528K | 41st of 67 | 2065th of 3,080 |
| Tornadoes | 47 | 7 | $48M | 44th of 67 | 1041st of 3,080 |
| Drought | 40 | 0 | – | 50th of 67 | 1123rd of 3,063 |
| Floods | 16 | 0 | $430K | 61st of 67 | 2513th of 3,080 |
| Heat | 12 | 0 | – | 31st of 67 | 1310th of 3,076 |
| High wind and dust storms | 9 | 0 | $16M | 35th of 67 | 2388th of 3,080 |
| Winter storms | 9 | 0 | $66K | 56th of 67 | 2891st of 3,077 |
| Hurricanes and tropical storms | 5 | 0 | $1.3M | 53rd of 67 | 701st of 1,849 |
| Extreme cold | 4 | 0 | $1.9M | 51st of 67 | 2394th of 3,076 |
| Lightning | 2 | 0 | $188K | 51st of 67 | 1892nd of 3,080 |
| Heavy rain | 1 | 0 | – | 53rd of 67 | 2224th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Dallas County record: every hazard by year and month, the deadliest events and FEMA's declarations.