Douglas County, Illinois: hazard risk
FEMA rates Douglas County's overall risk Relatively Low (score 62.1 of 100, higher than 62% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by hail. Its storm record holds 373 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 97.6 | $4.5M |
| Drought | Relatively Moderate | 89.3 | $1.4M |
| Strong Wind | Relatively Moderate | 83.8 | $1.3M |
| Cold Wave | Relatively Moderate | 69.8 | $1.8M |
| Winter Weather | Relatively Moderate | 63.1 | $88K |
| Earthquake | Relatively Low | 76.4 | $1.1M |
| Riverine Flooding | Relatively Low | 60.1 | $7.9M |
| Heat Wave | Relatively Low | 53.5 | $384K |
| Tornado | Relatively Low | 47.2 | $979K |
| Lightning | Relatively Low | 34.8 | $115K |
| Hurricane | Very Low | 39.2 | $24K |
| Landslide | Very Low | 26.6 | $198 |
| Ice Storm | Very Low | 25.3 | $21K |
| Wildfire | Very Low | 4.2 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 136 | 0 | $2.3M | 63rd of 102 | 1305th of 3,080 |
| Hail | 76 | 0 | $125M | 64th of 102 | 1406th of 3,080 |
| Winter storms | 42 | 0 | $459K | 64th of 102 | 1486th of 3,077 |
| Floods | 37 | 0 | $3.4M | 55th of 102 | 1039th of 3,080 |
| Tornadoes | 31 | 0 | $23M | 44th of 102 | 679th of 3,080 |
| High wind and dust storms | 14 | 1 | $24K | 40th of 102 | 1283rd of 3,080 |
| Heat | 13 | 0 | – | 54th of 102 | 753rd of 3,076 |
| Drought | 12 | 0 | $37M | 44th of 102 | 1375th of 3,063 |
| Extreme cold | 10 | 0 | – | 53rd of 102 | 996th of 3,076 |
| Lightning | 1 | 0 | $69K | 67th of 102 | 1778th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Douglas County record: every hazard by year and month, the deadliest events and FEMA's declarations.