Douglas County, Minnesota: hazard risk
FEMA rates Douglas County's overall risk Relatively Low (score 44.3 of 100, higher than 44% of rated U.S. counties); 1 of its 13 hazards are rated Relatively High or Very High, led by winter weather. Its storm record holds 576 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 91.8 | $533K |
| Cold Wave | Relatively Moderate | 79.6 | $4.1M |
| Strong Wind | Relatively Moderate | 73.1 | $1.2M |
| Landslide | Relatively Low | 67.0 | $5K |
| Tornado | Relatively Low | 62.5 | $2.2M |
| Riverine Flooding | Relatively Low | 48.2 | $7.2M |
| Hail | Relatively Low | 47.7 | $277K |
| Ice Storm | Relatively Low | 43.2 | $72K |
| Lightning | Relatively Low | 42.2 | $203K |
| Drought | Relatively Low | 33.5 | $42K |
| Wildfire | Very Low | 50.3 | $56K |
| Heat Wave | Very Low | 38.2 | $242K |
| Earthquake | Very Low | 13.8 | $16K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 175 | 1 | $539K | 14th of 87 | 1568th of 3,080 |
| Hail | 159 | 0 | $3.2M | 18th of 87 | 659th of 3,080 |
| Winter storms | 119 | 0 | – | 42nd of 87 | 773rd of 3,077 |
| Extreme cold | 46 | 0 | – | 20th of 87 | 298th of 3,076 |
| Tornadoes | 26 | 0 | $21M | 29th of 87 | 1246th of 3,080 |
| High wind and dust storms | 18 | 0 | – | 28th of 87 | 1466th of 3,080 |
| Floods | 10 | 0 | $506K | 70th of 87 | 2561st of 3,080 |
| Heat | 7 | 0 | – | 55th of 87 | 1412th of 3,076 |
| Heavy rain | 3 | 0 | – | 46th of 87 | 1386th of 3,080 |
| Lightning | 1 | 0 | – | 52nd of 87 | 2052nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Douglas County record: every hazard by year and month, the deadliest events and FEMA's declarations.