Dutchess County, New York: hazard risk
FEMA rates Dutchess County's overall risk Relatively Moderate (score 88.3 of 100, higher than 88% of rated U.S. counties); 2 of its 16 hazards are rated Relatively High or Very High, led by strong wind, lightning. Its storm record holds 1,784 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 90.0 | $2.4M |
| Lightning | Relatively High | 88.1 | $1.3M |
| Riverine Flooding | Relatively Moderate | 92.4 | $60M |
| Landslide | Relatively Moderate | 91.8 | $85K |
| Hurricane | Relatively Moderate | 90.8 | $10M |
| Winter Weather | Relatively Moderate | 76.4 | $206K |
| Ice Storm | Relatively Moderate | 75.6 | $347K |
| Cold Wave | Relatively Moderate | 75.6 | $3.2M |
| Earthquake | Relatively Low | 84.2 | $3.0M |
| Heat Wave | Relatively Low | 77.5 | $1.6M |
| Hail | Relatively Low | 64.7 | $522K |
| Tornado | Relatively Low | 63.3 | $2.3M |
| Coastal Flooding | Relatively Low | 46.8 | $72K |
| Drought | Relatively Low | 44.5 | $115K |
| Wildfire | Very Low | 57.3 | $84K |
| Avalanche | Very Low | 46.5 | $471 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 675 | 3 | $15M | 11th of 58 | 494th of 3,080 |
| Winter storms | 332 | 1 | $2.3M | 26th of 58 | 601st of 3,077 |
| High wind and dust storms | 183 | 0 | $1.9M | 15th of 58 | 227th of 3,080 |
| Hail | 161 | 0 | $1.7M | 13th of 58 | 1722nd of 3,080 |
| Heat | 153 | 0 | – | 5th of 58 | 263rd of 3,076 |
| Extreme cold | 113 | 0 | $713K | 12th of 58 | 233rd of 3,076 |
| Floods | 104 | 1 | $20M | 27th of 58 | 1086th of 3,080 |
| Drought | 16 | 0 | – | 17th of 58 | 2004th of 3,063 |
| Tornadoes | 16 | 0 | $7.0M | 12th of 58 | 2024th of 3,080 |
| Lightning | 15 | 2 | $481K | 24th of 58 | 563rd of 3,080 |
| Heavy rain | 7 | 0 | $9K | 15th of 58 | 1203rd of 3,080 |
| Hurricanes and tropical storms | 3 | 0 | – | 13th of 58 | 871st of 1,849 |
| Wildfires | 3 | 0 | $132K | 4th of 58 | 776th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Dutchess County record: every hazard by year and month, the deadliest events and FEMA's declarations.