Elk County, Pennsylvania: hazard risk
FEMA rates Elk County's overall risk Relatively Low (score 45.2 of 100, higher than 45% of rated U.S. counties). Its storm record holds 352 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 78.9 | $747K |
| Winter Weather | Relatively Moderate | 67.5 | $129K |
| Landslide | Relatively Low | 70.2 | $7K |
| Riverine Flooding | Relatively Low | 68.0 | $13M |
| Hurricane | Relatively Low | 63.7 | $333K |
| Strong Wind | Relatively Low | 37.9 | $419K |
| Cold Wave | Relatively Low | 28.9 | $424K |
| Avalanche | Very Low | 59.1 | $1K |
| Earthquake | Very Low | 27.6 | $63K |
| Tornado | Very Low | 18.1 | $220K |
| Ice Storm | Very Low | 15.5 | $11K |
| Heat Wave | Very Low | 7.9 | $13K |
| Hail | Very Low | 5.9 | $18K |
| Wildfire | Very Low | 5.9 | $2K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 190 | 0 | $2.8M | 62nd of 67 | 1800th of 3,080 |
| Winter storms | 65 | 0 | $8K | 63rd of 67 | 1817th of 3,077 |
| Extreme cold | 23 | 0 | – | 15th of 67 | 880th of 3,076 |
| Hail | 23 | 0 | – | 67th of 67 | 2715th of 3,080 |
| Tornadoes | 16 | 0 | $24M | 46th of 67 | 2195th of 3,080 |
| Floods | 15 | 0 | $271K | 67th of 67 | 2493rd of 3,080 |
| High wind and dust storms | 15 | 0 | $40K | 62nd of 67 | 1889th of 3,080 |
| Drought | 2 | 0 | – | 66th of 67 | 2366th of 3,063 |
| Lightning | 2 | 0 | $343K | 35th of 67 | 1768th of 3,080 |
| Wildfires | 1 | 0 | – | 15th of 67 | 1079th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Elk County record: every hazard by year and month, the deadliest events and FEMA's declarations.