Escambia County, Alabama: hazard risk
FEMA rates Escambia County's overall risk Relatively Moderate (score 85.0 of 100, higher than 84% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning. Its storm record holds 365 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 96.6 | $21M |
| Lightning | Relatively High | 96.5 | $1.5M |
| Heat Wave | Relatively Moderate | 83.8 | $1.2M |
| Tornado | Relatively Moderate | 83.0 | $3.0M |
| Strong Wind | Relatively Moderate | 74.3 | $715K |
| Wildfire | Relatively Low | 74.0 | $154K |
| Riverine Flooding | Relatively Low | 67.3 | $7.7M |
| Drought | Relatively Low | 63.9 | $239K |
| Cold Wave | Relatively Low | 44.7 | $507K |
| Winter Weather | Relatively Low | 29.3 | $19K |
| Earthquake | Very Low | 56.8 | $255K |
| Landslide | Very Low | 43.4 | $552 |
| Hail | Very Low | 27.0 | $67K |
| Ice Storm | Very Low | 7.8 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 193 | 0 | $4.9M | 51st of 67 | 1924th of 3,080 |
| Hail | 69 | 0 | $88K | 55th of 67 | 2370th of 3,080 |
| Floods | 46 | 0 | $6.0M | 35th of 67 | 1904th of 3,080 |
| Tornadoes | 30 | 0 | $16M | 60th of 67 | 1514th of 3,080 |
| Winter storms | 8 | 0 | – | 66th of 67 | 2959th of 3,077 |
| Hurricanes and tropical storms | 7 | 0 | $724K | 38th of 67 | 583rd of 1,849 |
| Lightning | 5 | 2 | $35K | 42nd of 67 | 1182nd of 3,080 |
| Heat | 4 | 2 | – | 58th of 67 | 1956th of 3,076 |
| Drought | 2 | 0 | – | 64th of 67 | 2385th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Escambia County record: every hazard by year and month, the deadliest events and FEMA's declarations.