Fajardo Municipio, Puerto Rico: hazard risk
FEMA rates Fajardo Municipio's overall risk unrated. Its storm record holds 245 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Coastal Flooding | not rated | $31K | |
| Drought | not rated | $0 | |
| Earthquake | not rated | $8.4M | |
| Hail | not rated | $517 | |
| Hurricane | not rated | $19M | |
| Riverine Flooding | not rated | $2.7M | |
| Landslide | not rated | $1.1M | |
| Lightning | not rated | $350K | |
| Strong Wind | not rated | $167 | |
| Tornado | not rated | $10K | |
| Tsunami | not rated | $72K | |
| Volcanic Activity | not rated | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 144 | 0 | $8.1M | ||
| Rip currents and high surf | 41 | 39 | $38K | ||
| Landslides and avalanches | 19 | 0 | $5K | ||
| Hurricanes and tropical storms | 16 | 0 | $411K | ||
| Heat | 8 | 0 | – | ||
| High wind and dust storms | 3 | 0 | $30K | ||
| Drought | 2 | 0 | – | ||
| Heavy rain | 2 | 0 | – | ||
| Lightning | 1 | 0 | – | ||
| Severe thunderstorm wind | 1 | 0 | $262K | ||
| Wildfires | 1 | 0 | – |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fajardo Municipio record: every hazard by year and month, the deadliest events and FEMA's declarations.