Fannin County, Georgia: hazard risk
FEMA rates Fannin County's overall risk Relatively Low (score 56.5 of 100, higher than 56% of rated U.S. counties). Its storm record holds 397 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 95.7 | $120K |
| Cold Wave | Relatively Moderate | 74.3 | $2.0M |
| Lightning | Relatively Moderate | 61.7 | $270K |
| Strong Wind | Relatively Moderate | 53.0 | $458K |
| Wildfire | Relatively Low | 76.3 | $222K |
| Earthquake | Relatively Low | 72.4 | $709K |
| Riverine Flooding | Relatively Low | 66.1 | $8.5M |
| Tornado | Relatively Low | 63.9 | $1.5M |
| Drought | Relatively Low | 59.4 | $207K |
| Hurricane | Relatively Low | 58.7 | $139K |
| Ice Storm | Relatively Low | 49.1 | $62K |
| Hail | Relatively Low | 43.2 | $154K |
| Winter Weather | Relatively Low | 26.8 | $19K |
| Heat Wave | Very Low | 6.0 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 103 | 0 | $713K | 137th of 159 | 1464th of 3,080 |
| Winter storms | 80 | 0 | $1.8M | 17th of 159 | 700th of 3,077 |
| Drought | 42 | 0 | $1.3M | 70th of 159 | 249th of 3,063 |
| Hail | 42 | 0 | $2.9M | 93rd of 159 | 1897th of 3,080 |
| Wildfires | 25 | 0 | $21M | 2nd of 159 | 8th of 2,972 |
| Floods | 23 | 0 | $1.5M | 62nd of 159 | 1649th of 3,080 |
| Hurricanes and tropical storms | 16 | 0 | – | 79th of 159 | 150th of 1,849 |
| High wind and dust storms | 15 | 0 | $1.0M | 34th of 159 | 1123rd of 3,080 |
| Extreme cold | 14 | 0 | – | 71st of 159 | 713th of 3,076 |
| Lightning | 13 | 0 | $479K | 28th of 159 | 194th of 3,080 |
| Heat | 11 | 0 | – | 68th of 159 | 801st of 3,076 |
| Tornadoes | 9 | 0 | $31M | 134th of 159 | 2001st of 3,080 |
| Heavy rain | 3 | 0 | – | 82nd of 159 | 1042nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fannin County record: every hazard by year and month, the deadliest events and FEMA's declarations.