Fayette County, Alabama: hazard risk
FEMA rates Fayette County's overall risk Very Low (score 38.2 of 100, higher than 38% of rated U.S. counties). Its storm record holds 403 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 72.1 | $745K |
| Lightning | Relatively Moderate | 67.7 | $327K |
| Tornado | Relatively Moderate | 65.2 | $1.5M |
| Landslide | Relatively Low | 78.8 | $10K |
| Heat Wave | Relatively Low | 67.7 | $590K |
| Hurricane | Relatively Low | 64.0 | $227K |
| Earthquake | Relatively Low | 63.9 | $413K |
| Cold Wave | Relatively Low | 55.9 | $858K |
| Drought | Relatively Low | 49.8 | $102K |
| Ice Storm | Relatively Low | 43.5 | $45K |
| Riverine Flooding | Relatively Low | 41.1 | $3.6M |
| Hail | Very Low | 29.6 | $84K |
| Wildfire | Very Low | 27.5 | $9K |
| Winter Weather | Very Low | 7.7 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 180 | 1 | $1.8M | 35th of 67 | 1225th of 3,080 |
| Hail | 63 | 0 | $92K | 37th of 67 | 1850th of 3,080 |
| Tornadoes | 56 | 6 | $174M | 17th of 67 | 356th of 3,080 |
| Drought | 37 | 0 | – | 38th of 67 | 778th of 3,063 |
| Winter storms | 20 | 0 | $999K | 21st of 67 | 2502nd of 3,077 |
| Floods | 15 | 0 | $197K | 53rd of 67 | 2327th of 3,080 |
| Heat | 9 | 0 | – | 20th of 67 | 1191st of 3,076 |
| High wind and dust storms | 9 | 0 | $211K | 26th of 67 | 2096th of 3,080 |
| Extreme cold | 6 | 0 | $1.9M | 29th of 67 | 1816th of 3,076 |
| Hurricanes and tropical storms | 3 | 0 | $839K | 58th of 67 | 722nd of 1,849 |
| Heavy rain | 1 | 0 | – | 44th of 67 | 2057th of 3,080 |
| Lightning | 1 | 0 | $85K | 56th of 67 | 2044th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fayette County record: every hazard by year and month, the deadliest events and FEMA's declarations.