Fayette County, Illinois: hazard risk
FEMA rates Fayette County's overall risk Relatively Low (score 48.8 of 100, higher than 48% of rated U.S. counties). Its storm record holds 383 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 73.7 | $624K |
| Strong Wind | Relatively Moderate | 58.4 | $675K |
| Earthquake | Relatively Low | 86.1 | $3.0M |
| Landslide | Relatively Low | 73.1 | $8K |
| Heat Wave | Relatively Low | 70.9 | $920K |
| Cold Wave | Relatively Low | 63.5 | $1.6M |
| Hail | Relatively Low | 56.4 | $325K |
| Tornado | Relatively Low | 53.4 | $1.3M |
| Riverine Flooding | Relatively Low | 49.5 | $6.4M |
| Ice Storm | Relatively Low | 43.9 | $62K |
| Lightning | Relatively Low | 41.6 | $166K |
| Winter Weather | Relatively Low | 39.8 | $44K |
| Hurricane | Very Low | 42.3 | $35K |
| Wildfire | Very Low | 15.8 | $5K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 150 | 0 | $203K | 92nd of 102 | 1797th of 3,080 |
| Hail | 65 | 0 | $2.5M | 100th of 102 | 2174th of 3,080 |
| Winter storms | 50 | 0 | – | 86th of 102 | 1958th of 3,077 |
| Heat | 47 | 0 | – | 35th of 102 | 416th of 3,076 |
| Floods | 28 | 0 | $699K | 92nd of 102 | 1808th of 3,080 |
| Tornadoes | 27 | 0 | $12M | 95th of 102 | 1512th of 3,080 |
| Extreme cold | 5 | 0 | – | 99th of 102 | 2080th of 3,076 |
| Drought | 4 | 0 | – | 101st of 102 | 2176th of 3,063 |
| High wind and dust storms | 4 | 0 | $10K | 102nd of 102 | 2632nd of 3,080 |
| Heavy rain | 2 | 0 | – | 57th of 102 | 1695th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fayette County record: every hazard by year and month, the deadliest events and FEMA's declarations.