Fentress County, Tennessee: hazard risk
FEMA rates Fentress County's overall risk Very Low (score 28.4 of 100, higher than 28% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 506 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 94.7 | $1.2M |
| Cold Wave | Relatively Moderate | 70.2 | $1.4M |
| Winter Weather | Relatively Moderate | 68.1 | $80K |
| Landslide | Relatively Low | 82.2 | $14K |
| Wildfire | Relatively Low | 68.5 | $104K |
| Earthquake | Relatively Low | 60.2 | $303K |
| Hail | Relatively Low | 51.4 | $183K |
| Strong Wind | Relatively Low | 50.3 | $367K |
| Tornado | Relatively Low | 47.6 | $755K |
| Ice Storm | Relatively Low | 35.9 | $29K |
| Drought | Relatively Low | 31.3 | $19K |
| Hurricane | Very Low | 46.4 | $34K |
| Riverine Flooding | Very Low | 21.3 | $1.7M |
| Heat Wave | Very Low | 5.4 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 167 | 0 | $1.9M | 77th of 95 | 1108th of 3,080 |
| Winter storms | 145 | 0 | $21M | 10th of 95 | 541st of 3,077 |
| Hail | 59 | 0 | $70K | 73rd of 95 | 1862nd of 3,080 |
| Drought | 44 | 0 | – | 29th of 95 | 671st of 3,063 |
| Floods | 43 | 0 | $7.5M | 55th of 95 | 1045th of 3,080 |
| Tornadoes | 20 | 7 | $19M | 41st of 95 | 1248th of 3,080 |
| High wind and dust storms | 11 | 0 | $745K | 59th of 95 | 2000th of 3,080 |
| Lightning | 11 | 2 | $457K | 12th of 95 | 364th of 3,080 |
| Heavy rain | 3 | 0 | – | 20th of 95 | 1228th of 3,080 |
| Extreme cold | 2 | 0 | – | 37th of 95 | 2408th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fentress County record: every hazard by year and month, the deadliest events and FEMA's declarations.