Flagler County, Florida: hazard risk
FEMA rates Flagler County's overall risk Relatively Moderate (score 82.8 of 100, higher than 82% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by hurricane. Its storm record holds 936 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 95.0 | $19M |
| Tornado | Relatively Moderate | 80.9 | $3.5M |
| Riverine Flooding | Relatively Moderate | 79.2 | $16M |
| Lightning | Relatively Moderate | 75.9 | $522K |
| Coastal Flooding | Relatively Moderate | 67.6 | $790K |
| Wildfire | Relatively Low | 88.2 | $873K |
| Heat Wave | Relatively Low | 70.9 | $801K |
| Strong Wind | Relatively Low | 41.4 | $361K |
| Earthquake | Very Low | 39.2 | $123K |
| Landslide | Very Low | 27.2 | $200 |
| Drought | Very Low | 25.7 | $12K |
| Cold Wave | Very Low | 19.4 | $181K |
| Hail | Very Low | 6.8 | $17K |
| Winter Weather | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 300 | 0 | $1.6M | 4th of 67 | 337th of 3,080 |
| Heavy rain | 166 | 0 | – | 1st of 67 | 8th of 3,080 |
| Hail | 117 | 0 | – | 6th of 67 | 666th of 3,080 |
| Floods | 80 | 0 | $3.3M | 3rd of 67 | 478th of 3,080 |
| Rip currents and high surf | 49 | 1 | – | 1st of 67 | 18th of 2,080 |
| Lightning | 41 | 0 | $377K | 7th of 67 | 44th of 3,080 |
| Hurricanes and tropical storms | 35 | 0 | $133M | 4th of 67 | 59th of 1,849 |
| High wind and dust storms | 28 | 0 | $98K | 1st of 67 | 1164th of 3,080 |
| Tornadoes | 28 | 0 | $8.2M | 39th of 67 | 707th of 3,080 |
| Wildfires | 20 | 0 | – | 2nd of 67 | 42nd of 2,972 |
| Drought | 8 | 0 | – | 36th of 67 | 2073rd of 3,063 |
| Winter storms | 6 | 0 | $694K | 1st of 67 | 2834th of 3,077 |
| Extreme cold | 1 | 0 | – | 50th of 67 | 2652nd of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Flagler County record: every hazard by year and month, the deadliest events and FEMA's declarations.