Floyd County, Indiana: hazard risk
FEMA rates Floyd County's overall risk Relatively Low (score 75.4 of 100, higher than 75% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, tornado. Its storm record holds 337 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 94.0 | $2.9M |
| Tornado | Relatively High | 92.2 | $9.3M |
| Cold Wave | Relatively Moderate | 83.6 | $5.0M |
| Winter Weather | Relatively Moderate | 82.5 | $257K |
| Riverine Flooding | Relatively Moderate | 74.2 | $17M |
| Lightning | Relatively Moderate | 70.9 | $553K |
| Ice Storm | Relatively Moderate | 69.2 | $228K |
| Earthquake | Relatively Low | 77.7 | $1.5M |
| Heat Wave | Relatively Low | 61.2 | $661K |
| Hail | Relatively Low | 37.2 | $175K |
| Landslide | Very Low | 28.8 | $306 |
| Drought | Very Low | 24.8 | $13K |
| Wildfire | Very Low | 19.3 | $8K |
| Hurricane | Very Low | 9.8 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 149 | 0 | $613K | 3rd of 91 | 35th of 3,080 |
| Hail | 61 | 0 | $199K | 3rd of 91 | 115th of 3,080 |
| Floods | 51 | 0 | $37M | 10th of 91 | 89th of 3,080 |
| Winter storms | 37 | 0 | – | 23rd of 91 | 492nd of 3,077 |
| Tornadoes | 13 | 0 | $6.9M | 20th of 91 | 320th of 3,080 |
| High wind and dust storms | 9 | 0 | $1K | 13th of 91 | 813th of 3,080 |
| Heavy rain | 7 | 0 | – | 4th of 91 | 323rd of 3,080 |
| Extreme cold | 6 | 1 | – | 8th of 91 | 642nd of 3,076 |
| Lightning | 4 | 0 | $242K | 6th of 91 | 251st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Floyd County record: every hazard by year and month, the deadliest events and FEMA's declarations.