Ford County, Illinois: hazard risk
FEMA rates Ford County's overall risk Very Low (score 26.2 of 100, higher than 26% of rated U.S. counties). Its storm record holds 380 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 67.4 | $1.9M |
| Earthquake | Relatively Low | 59.6 | $452K |
| Drought | Relatively Low | 54.2 | $201K |
| Hail | Relatively Low | 46.7 | $233K |
| Strong Wind | Relatively Low | 46.7 | $506K |
| Tornado | Relatively Low | 44.1 | $1.0M |
| Riverine Flooding | Relatively Low | 35.6 | $4.2M |
| Heat Wave | Very Low | 31.3 | $148K |
| Winter Weather | Very Low | 23.0 | $21K |
| Ice Storm | Very Low | 21.8 | $19K |
| Landslide | Very Low | 16.3 | $75 |
| Lightning | Very Low | 15.8 | $54K |
| Hurricane | Very Low | 15.2 | $4K |
| Wildfire | Very Low | 1.8 | $684 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 134 | 0 | $1.4M | 77th of 102 | 1518th of 3,080 |
| Winter storms | 51 | 0 | – | 61st of 102 | 1433rd of 3,077 |
| Hail | 47 | 0 | $338K | 93rd of 102 | 2034th of 3,080 |
| Tornadoes | 43 | 0 | $26M | 7th of 102 | 147th of 3,080 |
| Floods | 37 | 0 | $15M | 60th of 102 | 1115th of 3,080 |
| High wind and dust storms | 22 | 0 | $4K | 36th of 102 | 1162nd of 3,080 |
| Extreme cold | 16 | 0 | – | 43rd of 102 | 775th of 3,076 |
| Drought | 12 | 0 | – | 54th of 102 | 1492nd of 3,063 |
| Heat | 9 | 0 | – | 75th of 102 | 1041st of 3,076 |
| Heavy rain | 3 | 0 | – | 51st of 102 | 1462nd of 3,080 |
| Lightning | 2 | 0 | – | 52nd of 102 | 1390th of 3,080 |
| Wildfires | 1 | 0 | $45K | 9th of 102 | 875th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ford County record: every hazard by year and month, the deadliest events and FEMA's declarations.