Franklin County, Indiana: hazard risk
FEMA rates Franklin County's overall risk Very Low (score 34.2 of 100, higher than 34% of rated U.S. counties). Its storm record holds 474 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 87.3 | $47K |
| Strong Wind | Relatively Moderate | 57.2 | $775K |
| Tornado | Relatively Low | 60.5 | $2.1M |
| Riverine Flooding | Relatively Low | 52.7 | $8.2M |
| Ice Storm | Relatively Low | 44.2 | $75K |
| Cold Wave | Relatively Low | 41.9 | $809K |
| Drought | Relatively Low | 39.7 | $73K |
| Lightning | Relatively Low | 28.8 | $120K |
| Earthquake | Very Low | 40.0 | $177K |
| Hail | Very Low | 30.5 | $139K |
| Heat Wave | Very Low | 23.9 | $102K |
| Winter Weather | Very Low | 21.5 | $22K |
| Wildfire | Very Low | 14.9 | $6K |
| Hurricane | Very Low | 10.6 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 148 | 0 | $706K | 12th of 91 | 358th of 3,077 |
| Severe thunderstorm wind | 116 | 0 | $587K | 57th of 91 | 887th of 3,080 |
| Floods | 111 | 10 | $3.3M | 30th of 91 | 288th of 3,080 |
| Hail | 49 | 0 | $48K | 70th of 91 | 1751st of 3,080 |
| High wind and dust storms | 19 | 0 | $7.7M | 32nd of 91 | 1274th of 3,080 |
| Tornadoes | 14 | 2 | $1.8M | 75th of 91 | 1228th of 3,080 |
| Heat | 10 | 0 | – | 12th of 91 | 1053rd of 3,076 |
| Extreme cold | 6 | 0 | $1.8M | 72nd of 91 | 1733rd of 3,076 |
| Lightning | 1 | 0 | – | 68th of 91 | 1711th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.