Franklin County, Mississippi: hazard risk
FEMA rates Franklin County's overall risk Very Low (score 17.3 of 100, higher than 17% of rated U.S. counties). Its storm record holds 328 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 69.9 | $373K |
| Landslide | Relatively Low | 64.9 | $2K |
| Tornado | Relatively Low | 57.4 | $1.0M |
| Heat Wave | Relatively Low | 55.7 | $313K |
| Hail | Relatively Low | 48.5 | $158K |
| Drought | Relatively Low | 44.8 | $64K |
| Strong Wind | Relatively Low | 38.2 | $252K |
| Ice Storm | Relatively Low | 35.0 | $27K |
| Lightning | Relatively Low | 34.5 | $84K |
| Wildfire | Very Low | 40.7 | $18K |
| Earthquake | Very Low | 27.4 | $36K |
| Riverine Flooding | Very Low | 23.2 | $1.8M |
| Cold Wave | Very Low | 18.9 | $131K |
| Winter Weather | Very Low | 4.5 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 152 | 0 | $5.7M | 55th of 82 | 1282nd of 3,080 |
| Hail | 72 | 0 | $766K | 51st of 82 | 1487th of 3,080 |
| Floods | 34 | 0 | $4.3M | 46th of 82 | 1567th of 3,080 |
| Tornadoes | 21 | 0 | $12M | 78th of 82 | 1729th of 3,080 |
| Winter storms | 16 | 0 | $1.4M | 56th of 82 | 2550th of 3,077 |
| Drought | 12 | 0 | $2.4M | 56th of 82 | 1598th of 3,063 |
| Hurricanes and tropical storms | 8 | 0 | $41M | 17th of 82 | 391st of 1,849 |
| Heat | 4 | 0 | – | 72nd of 82 | 1698th of 3,076 |
| High wind and dust storms | 3 | 0 | $5K | 66th of 82 | 2644th of 3,080 |
| Lightning | 3 | 0 | $114K | 37th of 82 | 1179th of 3,080 |
| Extreme cold | 2 | 0 | $338K | 54th of 82 | 2456th of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.