FEMA Records
25
High volume
Mississippi · FEMA + NOAA + National Risk Index
Franklin County, MS
25 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.
- 25
- FEMA declarations
- 17
- Major disasters
- 17
- NRI risk · Very Low
- Hurricane
- Top hazard
The verdict
Franklin County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 3% below the Mississippi county mean. FEMA's separate National Risk Index places the county safer than 17%; that score models loss and vulnerability rather than counting declarations.
- Safer than 17%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 25
- FEMA declarations vs 21 national county avg
- 12
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Franklin County compare?
Franklin County vs. all counties in this dataset
FEMA disaster declarations, all-time
25 Top 29% higher than 71% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Franklin County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Mississippi county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Franklin County is led by Riverine Flooding (about $1.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Franklin County's hazard record show?
Declaration frequency
Nationally, Franklin County's 25 FEMA records form a high-volume history; within Mississippi, however, the count is 3% below the county mean. 17 entries carry the Major Disaster classification. The largest incident group is Hurricane, appearing 11 times. The full 61-year record averages 0.4 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.
FEMA National Risk Index
This county's FEMA National Risk Index composite lands at 17.3/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $4.2M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Relatively Moderate community-resilience score. Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 9 years here, based on 36 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 12 claims and $98.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Mississippi county averages 25.9 federal declaration records, while Franklin County has 25. The gap is 3% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
65 /100
Historical Activity Index
High historical activity
Franklin County, MS · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
18/30
25 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density Moderate
12/25
25 declarations (1.0x state county average of 26)
Major Disaster Share High
17/25
17 of 25 declarations are major disasters (68%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Franklin County
Historical Declaration Activity
Activity Band
High
vs. Mississippi Avg
-3%
State avg: 25.9
vs. National Avg
+21%
National avg: 20.7
Avg Per Year
0.4
Over 61 years
FEMA NRI 8-hazard radar - Franklin County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
68%
Major-heavy
NRI risk score
17
Very Low
Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Franklin County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hurricane | Relatively Low | roughly once every 9 years |
| Landslide | Relatively Low | roughly once every 1 years |
| Tornado | Relatively Low | roughly once every 2 years |
| Heat Wave | Relatively Low | 15 modeled event-days per year |
| Hail | Relatively Low | an average of 3.1 times per year |
| Drought | Relatively Low | 12 modeled event-days per year |
| Wildfire | Very Low | roughly once every 569 years |
| Strong Wind | Relatively Low | an average of 2.6 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Lightning | Relatively Low | an average of 76 times per year |
| Earthquake | Very Low | roughly once every 937 years |
| Riverine Flooding | Very Low | roughly once every 1 years |
| Cold Wave | Very Low | roughly once every 1 years |
| Winter Weather | Very Low | an average of 1.9 times per year |
Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Hurricane 11
Severe Storm 6
Winter Storm 2
Biological 2
Flood 2
Severe Ice Storm 1
Snowstorm 1
What Hurricane declarations mean here
Hurricane is the most frequent declaration type on Franklin County's federal record, 44% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.
One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 17 68.0%
of all 25 declarations
Emergency - 8 32.0%
of all 25 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 3 | |
| 2023 | 1 | |
| 2022 | 1 | |
| 2021 | 3 | |
| 2020 | 4 | |
| 2012 | 1 | |
| 2008 | 2 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 2001 | 1 | |
| 1983 | 1 | |
| 1977 | 1 | |
| 1974 | 1 | |
| 1973 | 1 | |
Show 2 earlier declaration years
| 1972 | 1 | |
| 1965 | 1 | |
Disaster Declarations
How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4922 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2026-06-30 |
| 4899 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3640 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4727 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES. | DR | Severe Storm | 2023-08-12 |
| 4626 | HURRICANE IDA | DR | Hurricane | 2021-10-22 |
| 3569 | HURRICANE IDA | EM | Hurricane | 2021-08-28 |
| 4598 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-05-04 |
| 3548 | HURRICANE DELTA | EM | Hurricane | 2020-10-08 |
| 3544 | HURRICANE SALLY | EM | Hurricane | 2020-09-14 |
| 3539 | HURRICANE MARCO AND TROPICAL STORM LAURA | EM | Hurricane | 2020-08-23 |
| 4528 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3474 | COVID-19 | EM | Biological | 2020-03-13 |
| 4081 | HURRICANE ISAAC | DR | Hurricane | 2012-08-29 |
| 1794 | HURRICANE GUSTAV | DR | Hurricane | 2008-09-22 |
| 3291 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 1604 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 1550 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1459 | SEVERE STORMS, TORNADOES, FLOODS | DR | Severe Storm | 2003-04-24 |
| 1360 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2001-02-23 |
| 678 | SEVERE STORMS, FLOODING & TORNADOES | DR | Severe Storm | 1983-04-16 |
Show 5 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3032 | DROUGHT & FREEZING | EM | Snowstorm | 1977-02-22 |
| 430 | HEAVY RAINS & FLOODING | DR | Flood | 1974-04-18 |
| 368 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-03-27 |
| 318 | HEAVY RAINS & FLOODING | DR | Flood | 1972-01-19 |
| 210 | HURRICANE BETSY | DR | Hurricane | 1965-09-25 |
Storm Events in Mississippi
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Franklin County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,557 | 17 | 60 | $93.9M |
| Flash Flood | 1,551 | 6 | 9 | $83.6M |
| Hail | 1,411 | 0 | 0 | $90.1M |
| Heat | 1,340 | 3 | 0 | $0 |
| Tornado | 1,097 | 68 | 610 | $562.0M |
Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
12
Total Paid
$98.7K
Avg Per Claim
$8.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 17.3/100
Expected Annual Loss
Very Low
$4.2M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Hurricane Relatively Low
Landslide Relatively Low
Tornado Relatively Low
Heat Wave Relatively Low
Hail Relatively Low
Drought Relatively Low
Wildfire Very Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Lightning Relatively Low
Earthquake Very Low
Riverine Flooding Very Low
Cold Wave Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hurricane
Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.
For Franklin County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Franklin County's closest FEMA peer: Herkimer County, NY
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Franklin County. Record similarity, not a safety rating.
Closest declaration profiles
Franklin County shows 25 FEMA declarations, led by Hurricane.
Similar Major-disaster share
Franklin County: 17 of 25 of its declarations are Major.
Similar modeled NRI score
Franklin County: NRI composite 17.3 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Franklin County - capture-dated entries only.
Further reading for this county
Most disaster-prone counties
With 25 FEMA declarations, Franklin County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Franklin County?
The most common disaster type in Franklin County is Hurricane, with 11 declarations. Other disaster types include Severe Storm (6), Winter Storm (2), Biological (2).
How does Franklin County's FEMA declaration record compare with the Mississippi average?
The typical Mississippi county has 25.9 FEMA declaration records; Franklin County has 25, or 3% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Franklin County received?
Franklin County has received 17 major disaster declarations, representing 68% of all 25 disaster declarations.
How many flood insurance claims has Franklin County filed?
Franklin County has 12 National Flood Insurance Program (NFIP) claims totaling $98.7K in payments, with an average of $8.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Franklin County?
No. In Franklin County, Hurricane has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $1.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Franklin County?
The most active year for disaster declarations in Franklin County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Franklin County?
According to the FEMA National Risk Index, Franklin County, Mississippi has an overall risk score of 17.3 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $4.2M in annualized losses.
Which natural hazard poses the greatest risk to Franklin County?
The top hazard flagged by FEMA's NRI for Franklin County is Hurricane (risk rating: Relatively Low). Other significant hazards include Landslide (Relatively Low) and Tornado (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 9 years, drawn from 36 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Franklin County
Against a Mississippi county mean of 26 declarations, Franklin County, MS records 25, or 3% fewer. PlainHazard classifies that historical total as high activity.
- Major Disaster is the largest group (17 of 25) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Mississippi overview
- Nationally the county exceeds 71% of recorded county totals, but its own Mississippi benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.