Franklin County, New York: hazard risk
FEMA rates Franklin County's overall risk Relatively Low (score 48.9 of 100, higher than 48% of rated U.S. counties). Its storm record holds 1,001 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 80.3 | $382K |
| Lightning | Relatively Moderate | 66.5 | $398K |
| Earthquake | Relatively Low | 79.2 | $1.4M |
| Landslide | Relatively Low | 75.7 | $9K |
| Riverine Flooding | Relatively Low | 67.1 | $11M |
| Winter Weather | Relatively Low | 56.7 | $75K |
| Cold Wave | Relatively Low | 43.2 | $678K |
| Strong Wind | Relatively Low | 24.2 | $209K |
| Hurricane | Very Low | 57.7 | $144K |
| Avalanche | Very Low | 52.8 | $642 |
| Heat Wave | Very Low | 26.9 | $102K |
| Tornado | Very Low | 18.9 | $198K |
| Wildfire | Very Low | 17.5 | $6K |
| Hail | Very Low | 4.0 | $8K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 494 | 0 | $9.8M | 41st of 58 | 849th of 3,077 |
| Severe thunderstorm wind | 220 | 0 | $5.2M | 56th of 58 | 2478th of 3,080 |
| High wind and dust storms | 110 | 0 | $2.6M | 38th of 58 | 1065th of 3,080 |
| Extreme cold | 56 | 0 | $96K | 47th of 58 | 1198th of 3,076 |
| Floods | 52 | 0 | $25M | 56th of 58 | 2240th of 3,080 |
| Hail | 46 | 0 | $64K | 54th of 58 | 2745th of 3,080 |
| Heat | 10 | 0 | $578K | 35th of 58 | 1946th of 3,076 |
| Lightning | 6 | 0 | $88K | 44th of 58 | 1471st of 3,080 |
| Heavy rain | 5 | 0 | $23K | 33rd of 58 | 1637th of 3,080 |
| Tornadoes | 2 | 0 | $689K | 58th of 58 | 2891st of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Franklin County record: every hazard by year and month, the deadliest events and FEMA's declarations.