Fredericksburg (city), Virginia: hazard risk
FEMA rates Fredericksburg (city)'s overall risk Very Low (score 8.7 of 100, higher than 8% of rated U.S. counties). Its storm record holds 113 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 61.1 | $543K |
| Heat Wave | Relatively Low | 39.0 | $343K |
| Strong Wind | Relatively Low | 36.4 | $573K |
| Hurricane | Very Low | 57.9 | $252K |
| Earthquake | Very Low | 57.5 | $629K |
| Tornado | Very Low | 21.0 | $404K |
| Hail | Very Low | 20.8 | $116K |
| Riverine Flooding | Very Low | 20.6 | $3.9M |
| Winter Weather | Very Low | 20.0 | $27K |
| Coastal Flooding | Very Low | 17.0 | $12 |
| Ice Storm | Very Low | 16.2 | $17K |
| Landslide | Very Low | 7.3 | $23 |
| Cold Wave | Very Low | 4.7 | $20K |
| Wildfire | Very Low | 1.7 | $1K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 48 | 0 | $2.5M | ||
| Hail | 19 | 0 | – | ||
| Floods | 17 | 0 | $44K | ||
| Winter storms | 9 | 0 | – | ||
| Lightning | 7 | 1 | $32K | ||
| Heavy rain | 6 | 0 | – | ||
| Extreme cold | 4 | 0 | – | ||
| Tornadoes | 2 | 0 | $35K | ||
| Heat | 1 | 0 | – |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Fredericksburg (city) record: every hazard by year and month, the deadliest events and FEMA's declarations.