Frio County, Texas: hazard risk
FEMA rates Frio County's overall risk Relatively Low (score 55.9 of 100, higher than 55% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 348 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 93.4 | $1.2M |
| Heat Wave | Relatively Moderate | 84.8 | $1.1M |
| Cold Wave | Relatively Moderate | 84.6 | $2.8M |
| Hail | Relatively Moderate | 74.3 | $386K |
| Wildfire | Relatively Low | 75.2 | $150K |
| Hurricane | Relatively Low | 71.6 | $395K |
| Lightning | Relatively Low | 55.0 | $160K |
| Tornado | Relatively Low | 53.4 | $789K |
| Riverine Flooding | Relatively Low | 46.6 | $3.4M |
| Ice Storm | Relatively Low | 40.5 | $31K |
| Winter Weather | Relatively Low | 33.6 | $20K |
| Strong Wind | Relatively Low | 24.5 | $132K |
| Earthquake | Very Low | 10.9 | $6K |
| Landslide | Very Low | 7.3 | $8 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 104 | 0 | $415K | 200th of 254 | 2263rd of 3,080 |
| Drought | 96 | 0 | – | 114th of 254 | 442nd of 3,063 |
| Floods | 78 | 0 | $3.9M | 74th of 254 | 1268th of 3,080 |
| Severe thunderstorm wind | 34 | 0 | $1.2M | 237th of 254 | 2718th of 3,080 |
| Tornadoes | 16 | 5 | $545K | 216th of 254 | 2360th of 3,080 |
| Winter storms | 8 | 0 | – | 226th of 254 | 2929th of 3,077 |
| Heat | 4 | 0 | – | 154th of 254 | 2029th of 3,076 |
| Extreme cold | 2 | 1 | – | 197th of 254 | 2677th of 3,076 |
| High wind and dust storms | 1 | 0 | $28K | 205th of 254 | 2978th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | $241K | 119th of 254 | 1049th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Frio County record: every hazard by year and month, the deadliest events and FEMA's declarations.